The Divide-It cash envelope system wallet is sold on Etsy for only $21.50 (at the time of this article) and comes with six blank tabbed category dividers. You can choose from a huge selection of fabric designs. This shop also sells custom labels for the dividers, spending logs that fit in the wallet, and coin and card pouches that fit inside the wallet; these are old sold separately from the wallet. https://i.pinimg.com/236x/62/61/6e/62616e748112bcfed421fccb2a86bb3b--thirty-one-gifts--gifts.jpg

The month of May is always such a busy (but amazing) time of year. Mother’s Day rolls around, graduation ceremonies are taking place, school lets out for summer vacation, and for my personal family, we’re celebrating a birthday AND an anniversary all in the same month! Though our schedules can get a little hectic this month, it’s all gravy! I know that summer is well on it’s way, and that means we can finally pack up the car and head down to the surf and the sand for a little rest and relaxation before the newest member of the family gets here in early August! https://i.pinimg.com/236x/e6/1c/2d/e61c2d3c638167b21df2778fb5550197--thirty-one-party-thirty-one-bags.jpg

When I found out the Deluxe Utility Tote held the Fold N’ File,as well as the Picnic Thermal, I had to have one and knew exactly what I was going to use it for. Are you ready for this? GROCERIES. Yes! If you shop at a “no bag” natural food store, like we do. A large, durable, yet stylish shopping bag is definitely in order! I can’t even get over how much this thing holds, it’s so incredible! Typically I can do a fairly large shopping trip with all my groceries fitting in my Deluxe Utility Tote, combined with the use of a Fresh Market Thermal bag for perishables. https://i.pinimg.com/236x/e9/91/39/e99139b62585bc5d40fec7f92523832a.jpg


I actually use this tote as a diaper bag, I have two children in diapers and it really works great for that. Aside from the way I use it, I think it's an over all great bag. A few issues: the elastic pockets on the sides seem to have lost their tension already, I don't put anything large or heavy in them to cause this, also the pocket in the back.. Wish it was larger, I don't really see the point of the zipper in the bottom of the pocket. The only other issue I have is the straps, wish they had some sort of padding on them, they tend to be a little hard on your hands if you're carrying anything heavy. https://i.pinimg.com/236x/49/d7/e7/49d7e7e8b2977be392156ef67a5de1fe--younique-touch-foundation-liquid-foundation.jpg


For at least a month, try the basically-free method of using standard white mailing envelopes (or any of the other cheap DIY cash envelope organizers). Label each envelope with a budget category, stuff them with cash, and put them in your purse. If you stick to this system for a month or more, and find that it is helping you curb your spending and stay within budget, then invest in a special cash envelope wallet. https://i.pinimg.com/236x/b1/e6/e9/b1e6e9b71d52d017c333ebb844e0f119--ground-floor-julie.jpg


Awesome quality and BEAUTIFUL . Has a nice shine to it but it doesn't make it look cheesy or cheap. It in fact looks like a very exspensive chain. I was worried because it wasn't super pricey and usually you get what ya pay for but my husband loves it and he is hard to please . Not super heavy either which we like . The length is PERFECT! Very very VERY pleased with my purchase https://i.pinimg.com/236x/9b/72/a1/9b72a10f615c01dc8d2218c9316cb5a5--bethany-christian-services-initials-inc.jpg

Every woman needs at least one bag that she can depend on: a sturdy, fashionable, useful purse to carry all her essentials wherever she may need to go. Thirty One, a company started to help women own and build their own businesses, offers a wide variety of purses, tote bags, and accessory purses, along with wallets and other key accessories. Varying in size from beach totes and bucket-sized to smaller night-on-the-town models, there is a purse to suit every shopper’s personality and wardrobe. Thirty One bags come in many different styles and designs; for example, you can pick out a simple coin purse, a wristlet with room for money, cards, and a phone, organizing cosmetic bags, eyeglasses bags, jewelry bags, and more. Even picking out a simple Thirty One wallet offers the shopper choices in pattern, size, and design. To find Thirty One bags that offer the most functionality to the user, look on eBay to find new, used, and refurbished products. https://i.pinimg.com/345x/4c/1b/7f/4c1b7f0e3dc9b9a4de53dbfcb4b3f621.jpg
Along the way I started thinking I like this stuff and I want to get a bunch of it for free. And the rest is history. I now have a double hope chest JAMMED FULL of Thirty-One. It’s kind of ridiculous. AND I LOVE IT. Jimmy loves it too. He became a convert the minute he realized how much easier this stuff made our lives. We are both massive organization nerds.
I noticed in the catalog that you could fit files in the zipper pouch (it was a lot bigger than the pencil pouch I was picturing), this made me rethink my current “office in a bag” for finances. I placed three files in the zipper pouch: “To File”, “To Handle”, and “Stamps and Envelopes”, then I placed my check book, my budget notebook and my extended budget (which is in a cardboard file) inside the pouch. I am so excited about this set up! It reduced weight and bulk and secures the files while letting them remain upright. It's a huge benefit to me to have all of our budgeting tools with me at all times. I can pay bills, track purchases and adjust the budget in little breaks throughout the day omitting the need for a set time, that I sit down and balance the budget. https://i.pinimg.com/236x/f7/ba/8d/f7ba8d26c47860688d63fa4b87d6c975--thirty-one-bags-thirty-one-gifts.jpg
Every woman needs at least one bag that she can depend on: a sturdy, fashionable, useful purse to carry all her essentials wherever she may need to go. Thirty One, a company started to help women own and build their own businesses, offers a wide variety of purses, tote bags, and accessory purses, along with wallets and other key accessories. Varying in size from beach totes and bucket-sized to smaller night-on-the-town models, there is a purse to suit every shopper’s personality and wardrobe. Thirty One bags come in many different styles and designs; for example, you can pick out a simple coin purse, a wristlet with room for money, cards, and a phone, organizing cosmetic bags, eyeglasses bags, jewelry bags, and more. Even picking out a simple Thirty One wallet offers the shopper choices in pattern, size, and design. To find Thirty One bags that offer the most functionality to the user, look on eBay to find new, used, and refurbished products. https://i.pinimg.com/236x/ec/b1/25/ecb125f62c1d00de164b98b485c3edb5--younique-party-games-younique-presenter.jpg
Sports gear – groceries – hauling gifts for family holiday get together a – toys – trunk organization – storing off season clothing – beach towels and swimsuits – blanket storage – large picnic tote – neighborhood garage sale shopping – quilting supplies – gift wrapping supplies – laundry basket – holiday storage – road trips – closet self storage – and more!! https://i.pinimg.com/474x/fe/92/03/fe9203685ce0d9d955156a86f380ac08--new-nurse-gifts-for-nurses.jpg
Event planners! Looking for vendors? Many Thirty-One Gift Consultants are willing to be vendors at craft shows, vendor fairs, health and wellness events, trade shows, and other events with vendors. Vendors! Looking for events to sell and promote your products? Be sure to see our Index for Events in MD by County to find events near you – or our Index for Events in MD by Month. https://i.pinimg.com/736x/62/47/70/624770eb4b1d6326c56ac2bd7135c90b--nature-inspired-a-color.jpg?b
This custom cash envelope wallet was made by a fellow Dave Ramsey fan. You can by this wallet for $50 on Etsy and it comes with 6 zippered fabric envelopes each with a vinyl tab to stick your category label. If you want different budget categories, the shop owner will create customized stickers for you. The shop is filled with different styles and fabrics (including a Mickey Mouse themed cash envelope wallet!). https://i.pinimg.com/originals/a1/fb/23/a1fb230e7aa984b6209355165e440cf2.jpg
Thirty-One Gifts is a direct sales company that specializes in functional and fashionable handbags, totes, lunch bags, accessories, home organizational products, and other carryall products. Many of our products can also be personalized! The company was founded by Cindy Monroe, a working mother who enjoyed shopping in boutiques but never had the time to find the items she loved with her busy schedule. She created Thirty-One Gifts as a way to bring the boutique experience home, with the added benefit of giving women the benefit of earning an income from home. The company’s mission is “to celebrate, encourage and reward women through offering quality products and an outstanding opportunity to become successful business owners.” https://i.pinimg.com/474x/f9/5b/1a/f95b1af995f92c8ccb991a6ce4c58691.jpg
I absolutely love Thirty-One Gifts! My consultant Jessica (from Sacramento, CA) is an amazing consultant and goes above and beyond to make her customers feel like family! I travel a lot and I am able to take my Away We Go Roller, ZipTop Utility Tote (with deluxe swap it pocket) and my Organizing Shoulder Bag for a 3-4 day trip and carry everything on the plane. I can't believe how organized I can be when traveling. I wish that the Away We Go roller was in the catalog to order as I receive so many compliments on it. My husband loves his Well Suited Garment Tote and it keeps his suit from wrinkling and fits perfectly on my Away We Go Roller for flying. Please keep up the amazing work and I look forward to doing more shopping and hosting a party with the upcoming fall catalog!!! https://i.pinimg.com/236x/d9/1c/20/d91c20438036754abea6809bca2598af--thirty-one-products-thirty-one-gifts.jpg
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