Hands-down the Savvycents wallet is one of the most recommended and highly praised cash envelope system wallets. This zippered wallet has an accordion folder with five dividers. It comes with pre-printed and blank labels to customize your envelope categories. It’s very affordable (at the time of this article it’s ~$30), durable,  and comes in seven different colors/designs.
Hands-down the Savvycents wallet is one of the most recommended and highly praised cash envelope system wallets. This zippered wallet has an accordion folder with five dividers. It comes with pre-printed and blank labels to customize your envelope categories. It’s very affordable (at the time of this article it’s ~$30), durable,  and comes in seven different colors/designs.
Using my Deluxe Utility Tote for groceries makes grocery shopping a breeze! This also allows me to make a single trip inside the house, sometimes two if my Fresh Market Thermal is full and on the heavier side. As you can tell from the top view, I chose to put 2 Fold N’ Files on either end, with a Picnic Thermal in the center. Works amazingly well!!

I just absolutely love this company and the products so much variety of choices they carry. The great opportunity that they give women to going to business for themselves. I am not a consultant or representative, but I met a wonderful couple of ladies at a friends house and purchased two items. The quality is immeasurable and I love that they even monogram. I've been anxious to get my items, but it seems to take a few weeks. I will say they don't charge your credit card until the items have been shipped. And I love my free gift, I received when I placed an order over $30. I found the price is very reasonable and will be using my tote and cute little backpack/purse for years to come! https://i.pinimg.com/originals/73/4b/06/734b06feb77e1a850fe0618016f0d438.jpg

"Hi there! I'm Laura, and I'm a child of God, a wife, and a mother of two. My roots are planted deep in rural Alabama. Monograms, crafting and Southern cuisine - yes, these are a few of my favorite things! Join me as I grow my family in the beautiful South where the tea is sweet, the accents are sweeter, & someone's heart is always being blessed." [Read more...] https://i.pinimg.com/236x/7f/d4/fe/7fd4fef27bdd865ff04f1d7620c86998.jpg

I just received my purse today and am so pleased! It just wanted. It has met my expectations and more! My old purse is the black one; the new purse is the brown one. The new one is much better. It hold my iPhone 8 Plus easily and has more space for cards and such. Plus, I like that it holds a pen (I am always scrambling for a pen) and a passport, checkbook, money or whatever extra little items you have. I give an A++
I am a God fearing, homeschool mom of 3. I strive to provide a happy, healthy lifestyle for my children, but I am by no means an expert on anything. I simply just want to share my journey. I enjoy coffee, wine, journaling, interior design, good books, dogs, laughter, & snuggles. I believe life should be lived to its fullest. Organization, education, & health all play a role in this thing called life, which is why I am a Thirty One consultant, UBAM consultant, and a Young Living distributor. Homeschooling is my family’s lifestyle of choice, and we wouldn’t change it for anything. Together, we are all learning to Simply Be, WILD & FREE. https://i.pinimg.com/236x/f5/ab/a1/f5aba1fa087210801512e6bd757833b2--thirty-one-party-sharpies.jpg
The month of May is always such a busy (but amazing) time of year. Mother’s Day rolls around, graduation ceremonies are taking place, school lets out for summer vacation, and for my personal family, we’re celebrating a birthday AND an anniversary all in the same month! Though our schedules can get a little hectic this month, it’s all gravy! I know that summer is well on it’s way, and that means we can finally pack up the car and head down to the surf and the sand for a little rest and relaxation before the newest member of the family gets here in early August! https://i.pinimg.com/236x/1b/d1/01/1bd1014200f4cb0f114611b63c65ed5a.jpg

Every woman needs at least one bag that she can depend on: a sturdy, fashionable, useful purse to carry all her essentials wherever she may need to go. Thirty One, a company started to help women own and build their own businesses, offers a wide variety of purses, tote bags, and accessory purses, along with wallets and other key accessories. Varying in size from beach totes and bucket-sized to smaller night-on-the-town models, there is a purse to suit every shopper’s personality and wardrobe. Thirty One bags come in many different styles and designs; for example, you can pick out a simple coin purse, a wristlet with room for money, cards, and a phone, organizing cosmetic bags, eyeglasses bags, jewelry bags, and more. Even picking out a simple Thirty One wallet offers the shopper choices in pattern, size, and design. To find Thirty One bags that offer the most functionality to the user, look on eBay to find new, used, and refurbished products. https://i.pinimg.com/236x/88/2f/fd/882ffd8f38eef343061678f609a2df0b--eyeliners-lip-liner.jpg

This thirty-one bag is perfect for a teacher bag! I wasn't sure how I was going to like the open top not having a zipper. I love it! It's extremely handy and has plenty of pockets and room. The side mesh pockets are a great size for any water bottle and a travel coffee mug! My laptop is easy to put in and take out along with my binder. I even throw my purse in it so that I only have one bag to carry to work. It has ample room inside and out. I couldn't be happier with the color and this purchase! Great quality bag!

When I found out the Deluxe Utility Tote held the Fold N’ File,as well as the Picnic Thermal, I had to have one and knew exactly what I was going to use it for. Are you ready for this? GROCERIES. Yes! If you shop at a “no bag” natural food store, like we do. A large, durable, yet stylish shopping bag is definitely in order! I can’t even get over how much this thing holds, it’s so incredible! Typically I can do a fairly large shopping trip with all my groceries fitting in my Deluxe Utility Tote, combined with the use of a Fresh Market Thermal bag for perishables. https://i.pinimg.com/236x/1e/59/e2/1e59e27942f59bf615b80a1a02f73ded--outfit-shop-initials-inc.jpg
This thirty-one bag is perfect for a teacher bag! I wasn't sure how I was going to like the open top not having a zipper. I love it! It's extremely handy and has plenty of pockets and room. The side mesh pockets are a great size for any water bottle and a travel coffee mug! My laptop is easy to put in and take out along with my binder. I even throw my purse in it so that I only have one bag to carry to work. It has ample room inside and out. I couldn't be happier with the color and this purchase! Great quality bag! https://i.pinimg.com/originals/e1/ac/49/e1ac499bd28be2eb5bd8fce492fbdb59.jpg
This custom cash envelope wallet was made by a fellow Dave Ramsey fan. You can by this wallet for $50 on Etsy and it comes with 6 zippered fabric envelopes each with a vinyl tab to stick your category label. If you want different budget categories, the shop owner will create customized stickers for you. The shop is filled with different styles and fabrics (including a Mickey Mouse themed cash envelope wallet!). https://i.pinimg.com/150x150/69/57/72/695772bab739bfdf0e283ec5afaaaaeb.jpg
For at least a month, try the basically-free method of using standard white mailing envelopes (or any of the other cheap DIY cash envelope organizers). Label each envelope with a budget category, stuff them with cash, and put them in your purse. If you stick to this system for a month or more, and find that it is helping you curb your spending and stay within budget, then invest in a special cash envelope wallet. https://i.pinimg.com/236x/b1/e6/e9/b1e6e9b71d52d017c333ebb844e0f119--ground-floor-julie.jpg
I noticed in the catalog that you could fit files in the zipper pouch (it was a lot bigger than the pencil pouch I was picturing), this made me rethink my current “office in a bag” for finances. I placed three files in the zipper pouch: “To File”, “To Handle”, and “Stamps and Envelopes”, then I placed my check book, my budget notebook and my extended budget (which is in a cardboard file) inside the pouch. I am so excited about this set up! It reduced weight and bulk and secures the files while letting them remain upright. It's a huge benefit to me to have all of our budgeting tools with me at all times. I can pay bills, track purchases and adjust the budget in little breaks throughout the day omitting the need for a set time, that I sit down and balance the budget. https://i.pinimg.com/originals/db/eb/ba/dbebba8ae9557dbca0b3e2f41b90336a.jpg
Meet Mom Does Reviews' owner and creator- Pam! Pam is a Wife, Mom, Blogger-Addict, Animal-lover, MRI tech living on her happy homestead in New Hampshire with her son and hubby, 2 dogs, 2 cats, plethora of poultry 3 bearded dragons and a Tortoise named Speedo. Pam loves to spend time with her boys, eat chocolate and drink coffee. Pam loves all things Marvel and Disney - as you can see from all the movie posts!

One of our most popular items, the Large Utility Tote makes a great camping tote, sports equipment bag, picnic basket or beach/pool tote. Capable of holding heavy loads, this big tote makes the perfect storage piece or closet organizer for just about anything around the house, including toys, books, blankets, laundry, tools, seasonal clothing or shoes, holiday decorations, car care items and more. Wire support around the top allows it to keep its shape and stand up when in use, and collapse down for easy storage when not in use. https://i.pinimg.com/originals/f3/ef/30/f3ef30d476d8429a316c73c350713b23.jpg


One of our most popular items, the Large Utility Tote makes a great camping tote, sports equipment bag, picnic basket or beach/pool tote. Capable of holding heavy loads, this big tote makes the perfect storage piece or closet organizer for just about anything around the house, including toys, books, blankets, laundry, tools, seasonal clothing or shoes, holiday decorations, car care items and more. Wire support around the top allows it to keep its shape and stand up when in use, and collapse down for easy storage when not in use.  https://i.pinimg.com/originals/f3/ef/30/f3ef30d476d8429a316c73c350713b23.jpg

Every woman needs at least one bag that she can depend on: a sturdy, fashionable, useful purse to carry all her essentials wherever she may need to go. Thirty One, a company started to help women own and build their own businesses, offers a wide variety of purses, tote bags, and accessory purses, along with wallets and other key accessories. Varying in size from beach totes and bucket-sized to smaller night-on-the-town models, there is a purse to suit every shopper’s personality and wardrobe. Thirty One bags come in many different styles and designs; for example, you can pick out a simple coin purse, a wristlet with room for money, cards, and a phone, organizing cosmetic bags, eyeglasses bags, jewelry bags, and more. Even picking out a simple Thirty One wallet offers the shopper choices in pattern, size, and design. To find Thirty One bags that offer the most functionality to the user, look on eBay to find new, used, and refurbished products. https://i.pinimg.com/345x/4c/1b/7f/4c1b7f0e3dc9b9a4de53dbfcb4b3f621.jpg
It was my first-ever Thirty-One Box!  What was even more exciting was opening up to find out what was inside because I HAD NO IDEA!  It was a surprise sent to me by Destiny Narloch as she wanted to share with me a product that she thought would be a great giveaway for you—my readers!  So now, are you not as excited to see what is inside too?!  I mean, I’ve always heard that Thirty-One products are amazing and their story (modeled after the Proverbs 31 woman) inspiring, but I’ve never had the opportunity to own one of their products before.  Needless to say this was a real treat! https://i.pinimg.com/236x/81/22/0f/81220f34da1649f1e3284b2da04a1ea1---gifts-thirty-one-gifts.jpg?b
Thirty-One has invited its distribution center workers to relocate to Dallas and continue working at the 651,000-square-foot distribution center space it is leasing in Flower Mound, a suburb of Dallas. Distribution center workers who remain in Columbus will be eligible for a severance package and outplacement services, including onsite job fairs, Monroe said. https://i.pinimg.com/280x280_RS/68/3e/43/683e43c43db55e2b81cb80c7a931aadc.jpg

Meet Mom Does Reviews' owner and creator- Pam! Pam is a Wife, Mom, Blogger-Addict, Animal-lover, MRI tech living on her happy homestead in New Hampshire with her son and hubby, 2 dogs, 2 cats, plethora of poultry 3 bearded dragons and a Tortoise named Speedo. Pam loves to spend time with her boys, eat chocolate and drink coffee. Pam loves all things Marvel and Disney - as you can see from all the movie posts! https://i.pinimg.com/originals/0c/bb/1b/0cbb1bdb6c5cd41909972bbd0768403a.jpg
When I found out the Deluxe Utility Tote held the Fold N’ File,as well as the Picnic Thermal, I had to have one and knew exactly what I was going to use it for. Are you ready for this? GROCERIES. Yes! If you shop at a “no bag” natural food store, like we do. A large, durable, yet stylish shopping bag is definitely in order! I can’t even get over how much this thing holds, it’s so incredible! Typically I can do a fairly large shopping trip with all my groceries fitting in my Deluxe Utility Tote, combined with the use of a Fresh Market Thermal bag for perishables. https://i.pinimg.com/345x/b6/57/aa/b657aa949bb886dba0ad1b92f345e7f8.jpg
5. Zip-Top Organizing Utility Tote ($35)– This is my basic grab and go mom bag. I’ve used it for the gym, pool, library, and for a kiddo weekend bag. It has pockets all around the outside, zips on top, and has interior pockets too. The ZOUT is the number one teacher and nurse bag. This one is on special this month too. Spend $35 and get a ZOUT for $10. https://i.pinimg.com/236x/d5/51/fb/d551fb396e1f6e781f84b6d6b54170f0--direct-sales-julie.jpg
I noticed in the catalog that you could fit files in the zipper pouch (it was a lot bigger than the pencil pouch I was picturing), this made me rethink my current “office in a bag” for finances. I placed three files in the zipper pouch: “To File”, “To Handle”, and “Stamps and Envelopes”, then I placed my check book, my budget notebook and my extended budget (which is in a cardboard file) inside the pouch. I am so excited about this set up! It reduced weight and bulk and secures the files while letting them remain upright. It's a huge benefit to me to have all of our budgeting tools with me at all times. I can pay bills, track purchases and adjust the budget in little breaks throughout the day omitting the need for a set time, that I sit down and balance the budget. https://i.pinimg.com/originals/db/eb/ba/dbebba8ae9557dbca0b3e2f41b90336a.jpg

Related:thirty one organizing utility totethirty one large utility totethirty one utility tote mediumthirty one utility tote zip topthirty one deluxe utility totethirty one essential totethirty one organizing totethirty one zip top organizing utility totethirty one zip utility totethirty one small utility totelarge utility totethirty one small tote https://i.pinimg.com/236x/1b/9d/e2/1b9de2bbd31d1a969ac0e5c0154ca438--thirty-one-summer-.jpg
For at least a month, try the basically-free method of using standard white mailing envelopes (or any of the other cheap DIY cash envelope organizers). Label each envelope with a budget category, stuff them with cash, and put them in your purse. If you stick to this system for a month or more, and find that it is helping you curb your spending and stay within budget, then invest in a special cash envelope wallet. https://i.pinimg.com/236x/66/d6/a6/66d6a62a9b0178c96b58b4151f6980ba--younique.jpg

For at least a month, try the basically-free method of using standard white mailing envelopes (or any of the other cheap DIY cash envelope organizers). Label each envelope with a budget category, stuff them with cash, and put them in your purse. If you stick to this system for a month or more, and find that it is helping you curb your spending and stay within budget, then invest in a special cash envelope wallet. https://i.pinimg.com/236x/b1/e6/e9/b1e6e9b71d52d017c333ebb844e0f119--ground-floor-julie.jpg
6. Swap-It Pocket ($25)– Right now this one is in my Retro Metro being used as it was designed to be used …I have all of my pens, makeup, notebooks, etc inside. Then I just move the entire thing to a new bag instead of having to dump out all of my crap. In the past though I’ve used it for planner supplies (see below). It’s a great size for personal sized planners and TNs with supplies. https://i.pinimg.com/236x/af/3a/61/af3a611c47eed4725cd1a71f0212efcd.jpg
Related:thirty one organizing utility totethirty one large utility totethirty one utility tote mediumthirty one utility tote zip topthirty one deluxe utility totethirty one essential totethirty one organizing totethirty one zip top organizing utility totethirty one zip utility totethirty one small utility totelarge utility totethirty one small tote https://i.pinimg.com/236x/24/0a/a0/240aa0e3b0d2db55b9a5d58c4f7198f4.jpg
I just absolutely love this company and the products so much variety of choices they carry. The great opportunity that they give women to going to business for themselves. I am not a consultant or representative, but I met a wonderful couple of ladies at a friends house and purchased two items. The quality is immeasurable and I love that they even monogram. I've been anxious to get my items, but it seems to take a few weeks. I will say they don't charge your credit card until the items have been shipped. And I love my free gift, I received when I placed an order over $30. I found the price is very reasonable and will be using my tote and cute little backpack/purse for years to come! https://i.pinimg.com/236x/a3/ee/81/a3ee818cfff0d3c4f810cb0e6edcbcf8--direct-selling-lia-sophia.jpg
1. Promotional offer valid April 1-30, 2019 only. Limited quantities available at promotional price. To redeem this promotional offer, Customers may choose the Fresh Market® Thermal for $15 or the Tote-ally Thermal for $15 or a Mystery Bundle for $20 with every $35 spent. Prior to tax and shipping. No substitutions. While supplies last. Prices shown do not include personalization. Hostess Rewards not included. Customer Specials and Hostess Rewards cannot be combined.
When I found out the Deluxe Utility Tote held the Fold N’ File,as well as the Picnic Thermal, I had to have one and knew exactly what I was going to use it for. Are you ready for this? GROCERIES. Yes! If you shop at a “no bag” natural food store, like we do. A large, durable, yet stylish shopping bag is definitely in order! I can’t even get over how much this thing holds, it’s so incredible! Typically I can do a fairly large shopping trip with all my groceries fitting in my Deluxe Utility Tote, combined with the use of a Fresh Market Thermal bag for perishables. https://i.pinimg.com/originals/f3/61/b6/f361b602c20b2db9b8cc9885257f2d2f.jpg
I just received my purse today and am so pleased! It just wanted. It has met my expectations and more! My old purse is the black one; the new purse is the brown one. The new one is much better. It hold my iPhone 8 Plus easily and has more space for cards and such. Plus, I like that it holds a pen (I am always scrambling for a pen) and a passport, checkbook, money or whatever extra little items you have. I give an A++
She looks for wool and flax, and works with willing hands. She is like ships that trade.  She brings her food from far away. She rises while it is still night and makes food for all those in her house. She gives work for the young women to do. She gives careful thought to a field and buys it. She plants grape-vines from what she has earned.  Proverbs 31:13-16 https://i.pinimg.com/236x/cd/1d/d0/cd1dd0888a9a520abf002f2137397693--photoshop-bottle.jpg
1. Promotional offer valid April 1-30, 2019 only. Limited quantities available at promotional price. To redeem this promotional offer, Customers may choose the Fresh Market® Thermal for $15 or the Tote-ally Thermal for $15 or a Mystery Bundle for $20 with every $35 spent. Prior to tax and shipping. No substitutions. While supplies last. Prices shown do not include personalization. Hostess Rewards not included. Customer Specials and Hostess Rewards cannot be combined. https://i.pinimg.com/236x/db/85/74/db8574aff5a0390c57d4ef61a2e08333--forever---ideas.jpg?b

I actually use this tote as a diaper bag, I have two children in diapers and it really works great for that. Aside from the way I use it, I think it's an over all great bag. A few issues: the elastic pockets on the sides seem to have lost their tension already, I don't put anything large or heavy in them to cause this, also the pocket in the back.. Wish it was larger, I don't really see the point of the zipper in the bottom of the pocket. The only other issue I have is the straps, wish they had some sort of padding on them, they tend to be a little hard on your hands if you're carrying anything heavy. https://i.pinimg.com/236x/49/d7/e7/49d7e7e8b2977be392156ef67a5de1fe--younique-touch-foundation-liquid-foundation.jpg
Hands-down the Savvycents wallet is one of the most recommended and highly praised cash envelope system wallets. This zippered wallet has an accordion folder with five dividers. It comes with pre-printed and blank labels to customize your envelope categories. It’s very affordable (at the time of this article it’s ~$30), durable,  and comes in seven different colors/designs.
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