Cindy is a number-loving, money-saving expert. She pulled her own family out of debt. Now, she cuts through the nonsense and crunches numbers to find you the greatest value. When you join the Smart Family Money community, you'll get the tools you need to take control of your money. You will gain confidence in your financial future and freedom to spend your time on the things that matter most to you today. https://i.pinimg.com/originals/47/26/d6/4726d6bd927887f471294b3691c098f9.jpg
5. Zip-Top Organizing Utility Tote ($35)– This is my basic grab and go mom bag. I’ve used it for the gym, pool, library, and for a kiddo weekend bag. It has pockets all around the outside, zips on top, and has interior pockets too. The ZOUT is the number one teacher and nurse bag. This one is on special this month too. Spend $35 and get a ZOUT for $10. https://i.pinimg.com/236x/d5/51/fb/d551fb396e1f6e781f84b6d6b54170f0--direct-sales-julie.jpg

I just absolutely love this company and the products so much variety of choices they carry. The great opportunity that they give women to going to business for themselves. I am not a consultant or representative, but I met a wonderful couple of ladies at a friends house and purchased two items. The quality is immeasurable and I love that they even monogram. I've been anxious to get my items, but it seems to take a few weeks. I will say they don't charge your credit card until the items have been shipped. And I love my free gift, I received when I placed an order over $30. I found the price is very reasonable and will be using my tote and cute little backpack/purse for years to come! https://i.pinimg.com/236x/a3/ee/81/a3ee818cfff0d3c4f810cb0e6edcbcf8--direct-selling-lia-sophia.jpg

The Divide-It cash envelope system wallet is sold on Etsy for only $21.50 (at the time of this article) and comes with six blank tabbed category dividers. You can choose from a huge selection of fabric designs. This shop also sells custom labels for the dividers, spending logs that fit in the wallet, and coin and card pouches that fit inside the wallet; these are old sold separately from the wallet. https://i.pinimg.com/236x/82/90/44/829044b983304704ba7fbde9a3749a62--you-think-do-you.jpg
I absolutely love Thirty-One Gifts! My consultant Jessica (from Sacramento, CA) is an amazing consultant and goes above and beyond to make her customers feel like family! I travel a lot and I am able to take my Away We Go Roller, ZipTop Utility Tote (with deluxe swap it pocket) and my Organizing Shoulder Bag for a 3-4 day trip and carry everything on the plane. I can't believe how organized I can be when traveling. I wish that the Away We Go roller was in the catalog to order as I receive so many compliments on it. My husband loves his Well Suited Garment Tote and it keeps his suit from wrinkling and fits perfectly on my Away We Go Roller for flying. Please keep up the amazing work and I look forward to doing more shopping and hosting a party with the upcoming fall catalog!!! https://i.pinimg.com/236x/ed/3d/0c/ed3d0caca9f46f7c82bfac6729f85857--therapy-quotes-rock-bottom.jpg
Event planners! Looking for vendors? Many Thirty-One Gift Consultants are willing to be vendors at craft shows, vendor fairs, health and wellness events, trade shows, and other events with vendors. Vendors! Looking for events to sell and promote your products? Be sure to see our Index for Events in MD by County to find events near you – or our Index for Events in MD by Month.

Event planners! Looking for vendors? Many Thirty-One Gift Consultants are willing to be vendors at craft shows, vendor fairs, health and wellness events, trade shows, and other events with vendors. Vendors! Looking for events to sell and promote your products? Be sure to see our Index for Events in MD by County to find events near you – or our Index for Events in MD by Month. https://i.pinimg.com/736x/62/47/70/624770eb4b1d6326c56ac2bd7135c90b--nature-inspired-a-color.jpg?b


For at least a month, try the basically-free method of using standard white mailing envelopes (or any of the other cheap DIY cash envelope organizers). Label each envelope with a budget category, stuff them with cash, and put them in your purse. If you stick to this system for a month or more, and find that it is helping you curb your spending and stay within budget, then invest in a special cash envelope wallet. https://i.pinimg.com/originals/48/d8/df/48d8df3cd6dffb76e85c27b748ce2b50.jpg
It was my first-ever Thirty-One Box!  What was even more exciting was opening up to find out what was inside because I HAD NO IDEA!  It was a surprise sent to me by Destiny Narloch as she wanted to share with me a product that she thought would be a great giveaway for you—my readers!  So now, are you not as excited to see what is inside too?!  I mean, I’ve always heard that Thirty-One products are amazing and their story (modeled after the Proverbs 31 woman) inspiring, but I’ve never had the opportunity to own one of their products before.  Needless to say this was a real treat! https://i.pinimg.com/originals/d9/15/ee/d915ee4952696329063ead4af8c829de.jpg
I tested the rfid with my work badge, and it couldn't be read so the rfid works. It holds a good amount of cards, the construction is good enough for me and I've had it for a few months, dropping it quite a few times and it's still in tact. Only negative is that if you drop it, everything falls out. So I opted for a zippered case for work (rfid doesn't work but I'm not concerned about being scanned there, so no biggie) because I'm in and out of my pockets all day and have a lot of drops. I now use this case only when i go out or travel, it's very convenient and i don't have to worry about dropping it all the time. https://i.pinimg.com/originals/8c/e6/b4/8ce6b4f15c3e7eaaa29be84a75d6f2ec.jpg
11. My Aldi Bags–  Yes. That’s how I refer to these suckers. GAME CHANGER. I go to Aldi every week and take these and I find an immense, unnatural sense of JOY in fitting all of my groceries into these beauties. It’s like Tetris. SOOOO SATISFYING. I use the Large Utility Totes for dry goods, and the Fresh Market Thermals and Tote-ally Thermals for frozen and cold foods. https://i.pinimg.com/236x/a5/02/56/a50256fe450a418ba0b7992703141824--thirty-one-consultant-thirty-one-business.jpg
The Divide-It cash envelope system wallet is sold on Etsy for only $21.50 (at the time of this article) and comes with six blank tabbed category dividers. You can choose from a huge selection of fabric designs. This shop also sells custom labels for the dividers, spending logs that fit in the wallet, and coin and card pouches that fit inside the wallet; these are old sold separately from the wallet. https://i.pinimg.com/236x/62/61/6e/62616e748112bcfed421fccb2a86bb3b--thirty-one-gifts--gifts.jpg
One of the easiest ways to stay organized is with a fantastic bag. With choices that range from totes to purses and wallets, Thirty-One bags can get absolutely every aspect of your life in order. The bags are available in a huge variety of patterns and colors, so they work with any wardrobe and any outfit. The material is also easy to clean, so you never have to worry about spills. Whether you need help keeping things in order for work or at home, there is a bag that will work. Thirty-One diaper bags have pockets that can help you separate clothes and extra diapers from formula and snacks. And when the kids are out of diapers, the bag holds up long enough that you can repurpose it for another phase of life. Thirty-One's affinity for organizational tools does not end with diaper bags and totes. Thirty-One cosmetic bags can keep your makeup and skin care in order either at home for daily use or for those weekend trips. With the large selection of Thirty-One bags on eBay, you can find both the latest designs and discontinued styles that knowledgeable sellers can still offer. https://i.pinimg.com/236x/55/42/36/5542363f9f0d52eade15ccf550bea097--vendor-table-vendor-booth.jpg
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