Cindy is a number-loving, money-saving expert. She pulled her own family out of debt. Now, she cuts through the nonsense and crunches numbers to find you the greatest value. When you join the Smart Family Money community, you'll get the tools you need to take control of your money. You will gain confidence in your financial future and freedom to spend your time on the things that matter most to you today.
10. Lunch Bags– Okay. I’m cheating here. This isn’t just one bag. BUTTT we love our thermals for school lunches. Harper has the Lunch Break, Sadie has the Going Places (she loves it b/c she says it looks like a purse)  , and Cate and Lucy have a Go-To Thermal. The Go-To is machine washable and Jimmy even carries one to work. In, ahem, masculine gray. These suckers are durable and cute and keep the girls’ food cold. We are all obsessed.
I noticed in the catalog that you could fit files in the zipper pouch (it was a lot bigger than the pencil pouch I was picturing), this made me rethink my current “office in a bag” for finances. I placed three files in the zipper pouch: “To File”, “To Handle”, and “Stamps and Envelopes”, then I placed my check book, my budget notebook and my extended budget (which is in a cardboard file) inside the pouch. I am so excited about this set up! It reduced weight and bulk and secures the files while letting them remain upright. It's a huge benefit to me to have all of our budgeting tools with me at all times. I can pay bills, track purchases and adjust the budget in little breaks throughout the day omitting the need for a set time, that I sit down and balance the budget. https://i.pinimg.com/236x/d3/ba/67/d3ba6742554918d319bc56ddefc4cce6--haircolor-my-style.jpg
I noticed in the catalog that you could fit files in the zipper pouch (it was a lot bigger than the pencil pouch I was picturing), this made me rethink my current “office in a bag” for finances. I placed three files in the zipper pouch: “To File”, “To Handle”, and “Stamps and Envelopes”, then I placed my check book, my budget notebook and my extended budget (which is in a cardboard file) inside the pouch. I am so excited about this set up! It reduced weight and bulk and secures the files while letting them remain upright. It's a huge benefit to me to have all of our budgeting tools with me at all times. I can pay bills, track purchases and adjust the budget in little breaks throughout the day omitting the need for a set time, that I sit down and balance the budget. https://i.pinimg.com/originals/db/eb/ba/dbebba8ae9557dbca0b3e2f41b90336a.jpg

Related:thirty one organizing utility totethirty one large utility totethirty one utility tote mediumthirty one utility tote zip topthirty one deluxe utility totethirty one essential totethirty one organizing totethirty one zip top organizing utility totethirty one zip utility totethirty one small utility totelarge utility totethirty one small tote https://i.pinimg.com/236x/1b/9d/e2/1b9de2bbd31d1a969ac0e5c0154ca438--thirty-one-summer-.jpg
This custom cash envelope wallet was made by a fellow Dave Ramsey fan. You can by this wallet for $50 on Etsy and it comes with 6 zippered fabric envelopes each with a vinyl tab to stick your category label. If you want different budget categories, the shop owner will create customized stickers for you. The shop is filled with different styles and fabrics (including a Mickey Mouse themed cash envelope wallet!). https://i.pinimg.com/236x/45/aa/d8/45aad89f98493a29065791cac2123613.jpg

The month of May is always such a busy (but amazing) time of year. Mother’s Day rolls around, graduation ceremonies are taking place, school lets out for summer vacation, and for my personal family, we’re celebrating a birthday AND an anniversary all in the same month! Though our schedules can get a little hectic this month, it’s all gravy! I know that summer is well on it’s way, and that means we can finally pack up the car and head down to the surf and the sand for a little rest and relaxation before the newest member of the family gets here in early August! https://i.pinimg.com/236x/3a/0e/4d/3a0e4d51ccd1114c225f18254b468086---gifts-thirty-one-gifts.jpg
Sports gear – groceries – hauling gifts for family holiday get together a – toys – trunk organization – storing off season clothing – beach towels and swimsuits – blanket storage – large picnic tote – neighborhood garage sale shopping – quilting supplies – gift wrapping supplies – laundry basket – holiday storage – road trips – closet self storage – and more!! https://i.pinimg.com/236x/b6/a0/6d/b6a06db178144668a60bee5f0d9b7bcf--thirty-one-hostess-thirty-one-party.jpg?b
Ladies, if you like bold patterns and bright colors, you may have a Thirty One wallet in your purse. These fashionable wallets are perfect for the woman who has a lot to do and needs plenty of space to store things. The organizing wallet has plenty of pockets for your credit cards, money, receipts, a pen and more. All the pockets zip to close, and you have the option to use it as a wristlet. If you need a coin purse because you?re tired of fishing around in the bottom of your purse, Thirty One has adorable pinch coin purses to hold all of your loose change. You even have the option of what material you want for your Thirty One wallet. You can choose a hard case made of sturdy plastic that has a magnetic closure. The soft wallets that you can find on eBay are made of cotton or canvas. All the wallets have personality and all sorts of fun designs. With so many designs, you may have a hard time choosing which on is your favorite. https://i.pinimg.com/236x/90/09/d0/9009d04c20d6023f666933cd21ed19e8--party-younique.jpg
The month of May is always such a busy (but amazing) time of year. Mother’s Day rolls around, graduation ceremonies are taking place, school lets out for summer vacation, and for my personal family, we’re celebrating a birthday AND an anniversary all in the same month! Though our schedules can get a little hectic this month, it’s all gravy! I know that summer is well on it’s way, and that means we can finally pack up the car and head down to the surf and the sand for a little rest and relaxation before the newest member of the family gets here in early August! https://i.pinimg.com/236x/a1/8f/63/a18f6395bb7596d631a849080a7204f0--crochet-trim-off-shoulders.jpg

Event planners! Looking for vendors? Many Thirty-One Gift Consultants are willing to be vendors at craft shows, vendor fairs, health and wellness events, trade shows, and other events with vendors. Vendors! Looking for events to sell and promote your products? Be sure to see our Index for Events in MD by County to find events near you – or our Index for Events in MD by Month.
The Divide-It cash envelope system wallet is sold on Etsy for only $21.50 (at the time of this article) and comes with six blank tabbed category dividers. You can choose from a huge selection of fabric designs. This shop also sells custom labels for the dividers, spending logs that fit in the wallet, and coin and card pouches that fit inside the wallet; these are old sold separately from the wallet. https://i.pinimg.com/236x/62/61/6e/62616e748112bcfed421fccb2a86bb3b--thirty-one-gifts--gifts.jpg
I absolutely love Thirty-One Gifts! My consultant Jessica (from Sacramento, CA) is an amazing consultant and goes above and beyond to make her customers feel like family! I travel a lot and I am able to take my Away We Go Roller, ZipTop Utility Tote (with deluxe swap it pocket) and my Organizing Shoulder Bag for a 3-4 day trip and carry everything on the plane. I can't believe how organized I can be when traveling. I wish that the Away We Go roller was in the catalog to order as I receive so many compliments on it. My husband loves his Well Suited Garment Tote and it keeps his suit from wrinkling and fits perfectly on my Away We Go Roller for flying. Please keep up the amazing work and I look forward to doing more shopping and hosting a party with the upcoming fall catalog!!! https://i.pinimg.com/236x/6f/d3/a0/6fd3a0eba914dcb34562394d14d71b47--rose-water-water-me.jpg

We currently have 2 Deluxe Utility Totes, one hangs out in our trunk for grocery shopping purposes and the second is for storing toys in our homeschool area. My boys are older, 11 & 13, however they still enjoy some of those simple little pleasures of being a kid. For them, that means cars. With the cars, also comes tracks and accessories. My boys can put the tote directly on their shoulder and carry it to the area of the house they want to set up in. While this tote is very large, it’s not too heavy or bulky for them to maneuver around on their own. Love this usage! https://i.pinimg.com/236x/7d/60/e2/7d60e2c64911851580acb07eb6a0ec7c--thirty-one-circles.jpg


For at least a month, try the basically-free method of using standard white mailing envelopes (or any of the other cheap DIY cash envelope organizers). Label each envelope with a budget category, stuff them with cash, and put them in your purse. If you stick to this system for a month or more, and find that it is helping you curb your spending and stay within budget, then invest in a special cash envelope wallet.
I came across your article today and I would like to know if you personlly have used both versions, the cheap and Thirty One? I’ve been with the company 6 years now and have to say every penny I’ve spent has been worth it. I still have the first two Large a Utility Totes I bought 6 years ago and use them. Just because it’s cheaper that doesn’t mean it is better. Thirty Ones products actually hold up pretty well. I admit like any other company we do have some problems from time to time but they are good at helping customers fix these issues. You have a 90 day warrrenty and sometimes even after that they help. https://i.pinimg.com/474x/7f/59/bb/7f59bb9fc1ec1591030444cf1a9f1d8b.jpg
I am SO glad I found your site! I like Thirty -One and have purchased a couple items from them. Although I like the items they do seem a bit flimsy for the very expensive price you pay. Also, I was never impressed with the way my shipments would arrive….the boxes would always look like they have been kicked around a warehouse a few times! I was actually even considering becoming a consultant for this company but as I said I’m so thankful to have found your page. I absolutely LOVE Amazon, it is my go to and I am going to check out some of the totes, bags, etc there. THANK YOU!!! https://i.pinimg.com/236x/7e/61/cb/7e61cb45361514ff28bc4b03a5ee6a1d--hazel-eye-makeup-eyeliner-makeup.jpg
Event planners! Looking for vendors? Many Thirty-One Gift Consultants are willing to be vendors at craft shows, vendor fairs, health and wellness events, trade shows, and other events with vendors. Vendors! Looking for events to sell and promote your products? Be sure to see our Index for Events in MD by County to find events near you – or our Index for Events in MD by Month. https://i.pinimg.com/736x/62/47/70/624770eb4b1d6326c56ac2bd7135c90b--nature-inspired-a-color.jpg?b

Using my Deluxe Utility Tote for groceries makes grocery shopping a breeze! This also allows me to make a single trip inside the house, sometimes two if my Fresh Market Thermal is full and on the heavier side. As you can tell from the top view, I chose to put 2 Fold N’ Files on either end, with a Picnic Thermal in the center. Works amazingly well!!

I just had a party with Monica Nickerson in West Allis, WI. She was the nicest, quickest to respond ...and most helpful women ever! She brought so many fun things to the show and was interested in what we needed. The show was perfect getting us ready for the holidays. I received the order and everything was beautiful! I’ll definitely be hosting again with Monica, she’s delightful and the products are amazing! See More
Along the way I started thinking I like this stuff and I want to get a bunch of it for free. And the rest is history. I now have a double hope chest JAMMED FULL of Thirty-One. It’s kind of ridiculous. AND I LOVE IT. Jimmy loves it too. He became a convert the minute he realized how much easier this stuff made our lives. We are both massive organization nerds. https://i.pinimg.com/236x/7c/e3/08/7ce308a5027c4d0e2dac61aeff8b0e9e.jpg
I just received my purse today and am so pleased! It just wanted. It has met my expectations and more! My old purse is the black one; the new purse is the brown one. The new one is much better. It hold my iPhone 8 Plus easily and has more space for cards and such. Plus, I like that it holds a pen (I am always scrambling for a pen) and a passport, checkbook, money or whatever extra little items you have. I give an A++ https://i.pinimg.com/236x/63/6a/4f/636a4f43aaf8dde1c552f7685bb37248--makeup-hacks-makeup-stuff.jpg?b
Event planners! Looking for vendors? Many Thirty-One Gift Consultants are willing to be vendors at craft shows, vendor fairs, health and wellness events, trade shows, and other events with vendors. Vendors! Looking for events to sell and promote your products? Be sure to see our Index for Events in MD by County to find events near you – or our Index for Events in MD by Month. 

Using my Deluxe Utility Tote for groceries makes grocery shopping a breeze! This also allows me to make a single trip inside the house, sometimes two if my Fresh Market Thermal is full and on the heavier side. As you can tell from the top view, I chose to put 2 Fold N’ Files on either end, with a Picnic Thermal in the center. Works amazingly well!!
The Divide-It cash envelope system wallet is sold on Etsy for only $21.50 (at the time of this article) and comes with six blank tabbed category dividers. You can choose from a huge selection of fabric designs. This shop also sells custom labels for the dividers, spending logs that fit in the wallet, and coin and card pouches that fit inside the wallet; these are old sold separately from the wallet. https://i.pinimg.com/originals/88/d7/d4/88d7d433c1711f68d4358d7785dd654a.jpg
Thirty-One Gifts is a direct sales company that specializes in functional and fashionable handbags, totes, lunch bags, accessories, home organizational products, and other carryall products. Many of our products can also be personalized! The company was founded by Cindy Monroe, a working mother who enjoyed shopping in boutiques but never had the time to find the items she loved with her busy schedule. She created Thirty-One Gifts as a way to bring the boutique experience home, with the added benefit of giving women the benefit of earning an income from home. The company’s mission is “to celebrate, encourage and reward women through offering quality products and an outstanding opportunity to become successful business owners.” https://i.pinimg.com/736x/f9/2a/cf/f92acf5c27693b689a9d8274cbaba3ae--website-younique.jpg
The month of May is always such a busy (but amazing) time of year. Mother’s Day rolls around, graduation ceremonies are taking place, school lets out for summer vacation, and for my personal family, we’re celebrating a birthday AND an anniversary all in the same month! Though our schedules can get a little hectic this month, it’s all gravy! I know that summer is well on it’s way, and that means we can finally pack up the car and head down to the surf and the sand for a little rest and relaxation before the newest member of the family gets here in early August! https://i.pinimg.com/originals/e5/94/08/e594085d16f52bfc1b7d32cbc0e8a4b0.jpg
1. Promotional offer valid April 1-30, 2019 only. Limited quantities available at promotional price. To redeem this promotional offer, Customers may choose the Fresh Market® Thermal for $15 or the Tote-ally Thermal for $15 or a Mystery Bundle for $20 with every $35 spent. Prior to tax and shipping. No substitutions. While supplies last. Prices shown do not include personalization. Hostess Rewards not included. Customer Specials and Hostess Rewards cannot be combined. https://i.pinimg.com/236x/a4/1f/e8/a41fe8e94c75c38679dd1a2697b6e802--the-next-to-the.jpg
For at least a month, try the basically-free method of using standard white mailing envelopes (or any of the other cheap DIY cash envelope organizers). Label each envelope with a budget category, stuff them with cash, and put them in your purse. If you stick to this system for a month or more, and find that it is helping you curb your spending and stay within budget, then invest in a special cash envelope wallet. https://i.pinimg.com/236x/f2/c3/88/f2c3887ba6167583ae4043820044c276.jpg
Boasting an eyecatching brown and cream design, this Organising Wallet from Thirty-One is created to efficiently hold your essentials, making them easily accessible and stored safely. With a canvas outer and a double compartment, your items are sure to be kept safe. The detachable shoulder strap allows this bag to be carried on the shoulder, making it a perfect evening bag.
Aubrey – I have two 31 Utility Totes, two bags from Amazon and one from Walmart. The bags from Amazon are cheaper than 31 bags but are every bit as good in terms of quality. Further, the Walmart bag cost the least but, in my opinion, is the best bag. The only downside is there aren’t many fabric choices. Also, I had another 31 bag that I bought as a work bag, it was expensive and it fell apart. I do like the 31 bags (I think the fabric is pretty) but I would rather save money. https://i.pinimg.com/474x/64/7a/3c/647a3ce50f82a242ed20f428f38f6b1d--my-thirty-one-thirty-one-gifts.jpg
Using my Deluxe Utility Tote for groceries makes grocery shopping a breeze! This also allows me to make a single trip inside the house, sometimes two if my Fresh Market Thermal is full and on the heavier side. As you can tell from the top view, I chose to put 2 Fold N’ Files on either end, with a Picnic Thermal in the center. Works amazingly well!! https://i.pinimg.com/280x280_RS/54/9d/e6/549de6474c8f068878eedc0fe9548225.jpg
Related:thirty one organizing utility totethirty one large utility totethirty one utility tote mediumthirty one utility tote zip topthirty one deluxe utility totethirty one essential totethirty one organizing totethirty one zip top organizing utility totethirty one zip utility totethirty one small utility totelarge utility totethirty one small tote https://i.pinimg.com/236x/1b/9d/e2/1b9de2bbd31d1a969ac0e5c0154ca438--thirty-one-summer-.jpg
Find events with vendors taking place in Pennsylvania such as art and craft shows, vendor expos, bridal shows, fairs, festivals, farm shows, antique shows, collector events, flea markets, and more. We also offer business directories listing vendors, direct sales representatives, artists, crafters and other businesses and services needed by small business owners and event planners. Our network of sites: PA Vendors | NJ Vendors | DE Vendors | MD Vendors https://i.pinimg.com/236x/47/89/eb/4789eb130ed4e2606b6254dc6e1ca3f7--thirty-one-bags-thirty-one-gifts.jpg
1. Promotional offer valid April 1-30, 2019 only. Limited quantities available at promotional price. To redeem this promotional offer, Customers may choose the Fresh Market® Thermal for $15 or the Tote-ally Thermal for $15 or a Mystery Bundle for $20 with every $35 spent. Prior to tax and shipping. No substitutions. While supplies last. Prices shown do not include personalization. Hostess Rewards not included. Customer Specials and Hostess Rewards cannot be combined. https://i.pinimg.com/236x/db/85/74/db8574aff5a0390c57d4ef61a2e08333--forever---ideas.jpg?b
She looks for wool and flax, and works with willing hands. She is like ships that trade.  She brings her food from far away. She rises while it is still night and makes food for all those in her house. She gives work for the young women to do. She gives careful thought to a field and buys it. She plants grape-vines from what she has earned.  Proverbs 31:13-16 https://i.pinimg.com/236x/7a/5d/f2/7a5df2787d62e252a75986cac790d3ed.jpg

I am a God fearing, homeschool mom of 3. I strive to provide a happy, healthy lifestyle for my children, but I am by no means an expert on anything. I simply just want to share my journey. I enjoy coffee, wine, journaling, interior design, good books, dogs, laughter, & snuggles. I believe life should be lived to its fullest. Organization, education, & health all play a role in this thing called life, which is why I am a Thirty One consultant, UBAM consultant, and a Young Living distributor. Homeschooling is my family’s lifestyle of choice, and we wouldn’t change it for anything. Together, we are all learning to Simply Be, WILD & FREE.
This 5-compartment, zippered wallet is absolutely perfect for the cash envelope system even though it’s commonly used to store and organize coupons. The Save Your Way Clutch by Thirty One currently comes in three different designs and only cost $30 at the time of this article! The wallet also perfectly fits the Save Your Way inserts which are which are absolutely perfect as cash envelopes since they also have a spending log on the back (with space for the date, description, cost, and balance for each purchase you buy) – I’m in love! https://i.pinimg.com/236x/a8/ec/e1/a8ece15316edb5a2e1259082fd3a1e50---bags.jpg

"Hi there! I'm Laura, and I'm a child of God, a wife, and a mother of two. My roots are planted deep in rural Alabama. Monograms, crafting and Southern cuisine - yes, these are a few of my favorite things! Join me as I grow my family in the beautiful South where the tea is sweet, the accents are sweeter, & someone's heart is always being blessed." [Read more...] https://i.pinimg.com/236x/7f/d4/fe/7fd4fef27bdd865ff04f1d7620c86998.jpg
×