The Divide-It cash envelope system wallet is sold on Etsy for only $21.50 (at the time of this article) and comes with six blank tabbed category dividers. You can choose from a huge selection of fabric designs. This shop also sells custom labels for the dividers, spending logs that fit in the wallet, and coin and card pouches that fit inside the wallet; these are old sold separately from the wallet. https://i.pinimg.com/236x/ac/72/a7/ac72a780ee0600127801aeb6bb155c0d---ideas-gift-ideas.jpg?b
I started using Thirty-One throughout our time in Italy.  I used the bags to keep our small apartment organized and I especially used them when we traveled. I quickly realized that a Large Utility Tote was indispensable when we traveled. I used one in the back of the van for snacks, drinks, trash bags, and food (since we exclusively stayed in Airbnb homes).  I realized that using multiple Zipper Pouches was a more efficient idea than having Ziplocs in my mom bag.
Thirty-One Gifts is a direct sales company that specializes in functional and fashionable handbags, totes, lunch bags, accessories, home organizational products, and other carryall products. Many of our products can also be personalized! The company was founded by Cindy Monroe, a working mother who enjoyed shopping in boutiques but never had the time to find the items she loved with her busy schedule. She created Thirty-One Gifts as a way to bring the boutique experience home, with the added benefit of giving women the benefit of earning an income from home. The company’s mission is “to celebrate, encourage and reward women through offering quality products and an outstanding opportunity to become successful business owners.”
2. To redeem this offer, Hostesses with a qualifying party of $600 or more may choose the Close To Home™ Caddy for $14.40, Close To Home™ Tray for $17.40, Close To Home™ Table Gallery for $17.40, Close To Home™ Décor Box for $20.40 or Close To Home™ Round Tray for $20.40. Includes personalization. Limit one per Hostess. Qualifying party sales exclude tax, shipping and all Hostess Rewards. Valid for qualifying party orders submitted April 1-30, 2019. Prior to tax and shipping. While supplies last. Customer Specials and Hostess Rewards cannot be combined. https://i.pinimg.com/236x/11/50/9d/11509d70ee87eced48b87df5698b95c4--wine-and-cheese-party-diy-chalkboard-paint.jpg
I put 3-ring binders, notebooks, laptop, everything I need for school in this bag, and it holds up really well. Stitching is strong and fabric is super sturdy. The wide bottom makes it convenient for putting in lots of things. The fabric is flexible yet holds up the shape even when completely empty. I really like the fact that the bag can "stand" on its own when I put it down on the floor. The large pockets all around are so handy for organizing things. I especially like the mesh pockets on the sides, which I use to hold water bottles. https://i.pinimg.com/236x/3f/8a/2b/3f8a2b85896154276f680461d6552412---gifts-thirty-one-gifts.jpg

This custom cash envelope wallet was made by a fellow Dave Ramsey fan. You can by this wallet for $50 on Etsy and it comes with 6 zippered fabric envelopes each with a vinyl tab to stick your category label. If you want different budget categories, the shop owner will create customized stickers for you. The shop is filled with different styles and fabrics (including a Mickey Mouse themed cash envelope wallet!). https://i.pinimg.com/236x/aa/37/0a/aa370a74a5a45efb4ece1842fe85d569--homemade-desserts--gifts.jpg

I just had a party with Monica Nickerson in West Allis, WI. She was the nicest, quickest to respond ...and most helpful women ever! She brought so many fun things to the show and was interested in what we needed. The show was perfect getting us ready for the holidays. I received the order and everything was beautiful! I’ll definitely be hosting again with Monica, she’s delightful and the products are amazing! See More https://i.pinimg.com/originals/57/a4/6f/57a46ff8aa539f19d6999f528bbb663c.jpg


One of our most popular items, the Large Utility Tote makes a great camping tote, sports equipment bag, picnic basket or beach/pool tote. Capable of holding heavy loads, this big tote makes the perfect storage piece or closet organizer for just about anything around the house, including toys, books, blankets, laundry, tools, seasonal clothing or shoes, holiday decorations, car care items and more. Wire support around the top allows it to keep its shape and stand up when in use, and collapse down for easy storage when not in use. https://i.pinimg.com/originals/f3/ef/30/f3ef30d476d8429a316c73c350713b23.jpg
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This thirty-one bag is perfect for a teacher bag! I wasn't sure how I was going to like the open top not having a zipper. I love it! It's extremely handy and has plenty of pockets and room. The side mesh pockets are a great size for any water bottle and a travel coffee mug! My laptop is easy to put in and take out along with my binder. I even throw my purse in it so that I only have one bag to carry to work. It has ample room inside and out. I couldn't be happier with the color and this purchase! Great quality bag! https://i.pinimg.com/originals/e1/ac/49/e1ac499bd28be2eb5bd8fce492fbdb59.jpg
Using my Deluxe Utility Tote for groceries makes grocery shopping a breeze! This also allows me to make a single trip inside the house, sometimes two if my Fresh Market Thermal is full and on the heavier side. As you can tell from the top view, I chose to put 2 Fold N’ Files on either end, with a Picnic Thermal in the center. Works amazingly well!! https://i.pinimg.com/236x/19/af/0d/19af0de95c3394eaf0b78172d299d2d5--monday-inspirational-quotes-inspiring-quotes.jpg
Aubrey – I have two 31 Utility Totes, two bags from Amazon and one from Walmart. The bags from Amazon are cheaper than 31 bags but are every bit as good in terms of quality. Further, the Walmart bag cost the least but, in my opinion, is the best bag. The only downside is there aren’t many fabric choices. Also, I had another 31 bag that I bought as a work bag, it was expensive and it fell apart. I do like the 31 bags (I think the fabric is pretty) but I would rather save money. https://i.pinimg.com/originals/3b/7a/b7/3b7ab7c3892120bdb5e6f12ad9a4bd26.jpg
Aubrey – I have two 31 Utility Totes, two bags from Amazon and one from Walmart. The bags from Amazon are cheaper than 31 bags but are every bit as good in terms of quality. Further, the Walmart bag cost the least but, in my opinion, is the best bag. The only downside is there aren’t many fabric choices. Also, I had another 31 bag that I bought as a work bag, it was expensive and it fell apart. I do like the 31 bags (I think the fabric is pretty) but I would rather save money. https://i.pinimg.com/474x/cb/e5/fe/cbe5fec0941601f1df79b8ac0b37905c.jpg

She looks for wool and flax, and works with willing hands. She is like ships that trade.  She brings her food from far away. She rises while it is still night and makes food for all those in her house. She gives work for the young women to do. She gives careful thought to a field and buys it. She plants grape-vines from what she has earned.  Proverbs 31:13-16 https://i.pinimg.com/236x/c8/ef/72/c8ef72904a6ff42c6d2688928e6e389a.jpg
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