This custom cash envelope wallet was made by a fellow Dave Ramsey fan. You can by this wallet for $50 on Etsy and it comes with 6 zippered fabric envelopes each with a vinyl tab to stick your category label. If you want different budget categories, the shop owner will create customized stickers for you. The shop is filled with different styles and fabrics (including a Mickey Mouse themed cash envelope wallet!).

"Hi there! I'm Laura, and I'm a child of God, a wife, and a mother of two. My roots are planted deep in rural Alabama. Monograms, crafting and Southern cuisine - yes, these are a few of my favorite things! Join me as I grow my family in the beautiful South where the tea is sweet, the accents are sweeter, & someone's heart is always being blessed." [Read more...]


I just received my purse today and am so pleased! It just wanted. It has met my expectations and more! My old purse is the black one; the new purse is the brown one. The new one is much better. It hold my iPhone 8 Plus easily and has more space for cards and such. Plus, I like that it holds a pen (I am always scrambling for a pen) and a passport, checkbook, money or whatever extra little items you have. I give an A++ https://i.pinimg.com/236x/ff/e7/37/ffe737f270789202e07e75ae47327a54--travel-accessories-laptop.jpg
Cindy is a number-loving, money-saving expert. She pulled her own family out of debt. Now, she cuts through the nonsense and crunches numbers to find you the greatest value. When you join the Smart Family Money community, you'll get the tools you need to take control of your money. You will gain confidence in your financial future and freedom to spend your time on the things that matter most to you today. https://i.pinimg.com/originals/47/26/d6/4726d6bd927887f471294b3691c098f9.jpg
Meet Mom Does Reviews' owner and creator- Pam! Pam is a Wife, Mom, Blogger-Addict, Animal-lover, MRI tech living on her happy homestead in New Hampshire with her son and hubby, 2 dogs, 2 cats, plethora of poultry 3 bearded dragons and a Tortoise named Speedo. Pam loves to spend time with her boys, eat chocolate and drink coffee. Pam loves all things Marvel and Disney - as you can see from all the movie posts! https://i.pinimg.com/236x/24/41/f9/2441f9f0fd8a8a4eed34945ed5c95995--christening-dessert-table-christening-decorations.jpg

When I found out the Deluxe Utility Tote held the Fold N’ File,as well as the Picnic Thermal, I had to have one and knew exactly what I was going to use it for. Are you ready for this? GROCERIES. Yes! If you shop at a “no bag” natural food store, like we do. A large, durable, yet stylish shopping bag is definitely in order! I can’t even get over how much this thing holds, it’s so incredible! Typically I can do a fairly large shopping trip with all my groceries fitting in my Deluxe Utility Tote, combined with the use of a Fresh Market Thermal bag for perishables.


Meet Mom Does Reviews' owner and creator- Pam! Pam is a Wife, Mom, Blogger-Addict, Animal-lover, MRI tech living on her happy homestead in New Hampshire with her son and hubby, 2 dogs, 2 cats, plethora of poultry 3 bearded dragons and a Tortoise named Speedo. Pam loves to spend time with her boys, eat chocolate and drink coffee. Pam loves all things Marvel and Disney - as you can see from all the movie posts! https://i.pinimg.com/236x/70/99/40/7099400ee9ea42e6ff44a7c15caf08dd--fall-party-themes-fall-party-ideas.jpg?b

6. Swap-It Pocket ($25)– Right now this one is in my Retro Metro being used as it was designed to be used …I have all of my pens, makeup, notebooks, etc inside. Then I just move the entire thing to a new bag instead of having to dump out all of my crap. In the past though I’ve used it for planner supplies (see below). It’s a great size for personal sized planners and TNs with supplies. https://i.pinimg.com/236x/3c/d1/b5/3cd1b517c16cff06dd9222679d0f8884.jpg

Along the way I started thinking I like this stuff and I want to get a bunch of it for free. And the rest is history. I now have a double hope chest JAMMED FULL of Thirty-One. It’s kind of ridiculous. AND I LOVE IT. Jimmy loves it too. He became a convert the minute he realized how much easier this stuff made our lives. We are both massive organization nerds.
It was my first-ever Thirty-One Box!  What was even more exciting was opening up to find out what was inside because I HAD NO IDEA!  It was a surprise sent to me by Destiny Narloch as she wanted to share with me a product that she thought would be a great giveaway for you—my readers!  So now, are you not as excited to see what is inside too?!  I mean, I’ve always heard that Thirty-One products are amazing and their story (modeled after the Proverbs 31 woman) inspiring, but I’ve never had the opportunity to own one of their products before.  Needless to say this was a real treat!
2. To redeem this offer, Hostesses with a qualifying party of $600 or more may choose the Close To Home™ Caddy for $14.40, Close To Home™ Tray for $17.40, Close To Home™ Table Gallery for $17.40, Close To Home™ Décor Box for $20.40 or Close To Home™ Round Tray for $20.40. Includes personalization. Limit one per Hostess. Qualifying party sales exclude tax, shipping and all Hostess Rewards. Valid for qualifying party orders submitted April 1-30, 2019. Prior to tax and shipping. While supplies last. Customer Specials and Hostess Rewards cannot be combined. https://i.pinimg.com/236x/19/ac/36/19ac36e99d7c0955da95545c185ae199--premier-jewelry-party-ideas-premier-designs-jewelry-party.jpg
The month of May is always such a busy (but amazing) time of year. Mother’s Day rolls around, graduation ceremonies are taking place, school lets out for summer vacation, and for my personal family, we’re celebrating a birthday AND an anniversary all in the same month! Though our schedules can get a little hectic this month, it’s all gravy! I know that summer is well on it’s way, and that means we can finally pack up the car and head down to the surf and the sand for a little rest and relaxation before the newest member of the family gets here in early August! https://i.pinimg.com/236x/1b/d1/01/1bd1014200f4cb0f114611b63c65ed5a.jpg
"Hi there! I'm Laura, and I'm a child of God, a wife, and a mother of two. My roots are planted deep in rural Alabama. Monograms, crafting and Southern cuisine - yes, these are a few of my favorite things! Join me as I grow my family in the beautiful South where the tea is sweet, the accents are sweeter, & someone's heart is always being blessed." [Read more...] https://i.pinimg.com/236x/7f/d4/fe/7fd4fef27bdd865ff04f1d7620c86998.jpg
One of our most popular items, the Large Utility Tote makes a great camping tote, sports equipment bag, picnic basket or beach/pool tote. Capable of holding heavy loads, this big tote makes the perfect storage piece or closet organizer for just about anything around the house, including toys, books, blankets, laundry, tools, seasonal clothing or shoes, holiday decorations, car care items and more. Wire support around the top allows it to keep its shape and stand up when in use, and collapse down for easy storage when not in use. https://i.pinimg.com/736x/2b/20/99/2b2099e637081dc7f446b95d02788c5f.jpg
Ladies, if you like bold patterns and bright colors, you may have a Thirty One wallet in your purse. These fashionable wallets are perfect for the woman who has a lot to do and needs plenty of space to store things. The organizing wallet has plenty of pockets for your credit cards, money, receipts, a pen and more. All the pockets zip to close, and you have the option to use it as a wristlet. If you need a coin purse because you?re tired of fishing around in the bottom of your purse, Thirty One has adorable pinch coin purses to hold all of your loose change. You even have the option of what material you want for your Thirty One wallet. You can choose a hard case made of sturdy plastic that has a magnetic closure. The soft wallets that you can find on eBay are made of cotton or canvas. All the wallets have personality and all sorts of fun designs. With so many designs, you may have a hard time choosing which on is your favorite. https://i.pinimg.com/474x/f3/47/86/f34786ac1f05cff58250a60abcfbcea6--keller-idol.jpg
Awesome quality and BEAUTIFUL . Has a nice shine to it but it doesn't make it look cheesy or cheap. It in fact looks like a very exspensive chain. I was worried because it wasn't super pricey and usually you get what ya pay for but my husband loves it and he is hard to please . Not super heavy either which we like . The length is PERFECT! Very very VERY pleased with my purchase https://i.pinimg.com/236x/9b/72/a1/9b72a10f615c01dc8d2218c9316cb5a5--bethany-christian-services-initials-inc.jpg
For at least a month, try the basically-free method of using standard white mailing envelopes (or any of the other cheap DIY cash envelope organizers). Label each envelope with a budget category, stuff them with cash, and put them in your purse. If you stick to this system for a month or more, and find that it is helping you curb your spending and stay within budget, then invest in a special cash envelope wallet. 

The Divide-It cash envelope system wallet is sold on Etsy for only $21.50 (at the time of this article) and comes with six blank tabbed category dividers. You can choose from a huge selection of fabric designs. This shop also sells custom labels for the dividers, spending logs that fit in the wallet, and coin and card pouches that fit inside the wallet; these are old sold separately from the wallet. https://i.pinimg.com/280x280_RS/27/9e/11/279e1184105050391f70f18500c14802.jpg
I am a God fearing, homeschool mom of 3. I strive to provide a happy, healthy lifestyle for my children, but I am by no means an expert on anything. I simply just want to share my journey. I enjoy coffee, wine, journaling, interior design, good books, dogs, laughter, & snuggles. I believe life should be lived to its fullest. Organization, education, & health all play a role in this thing called life, which is why I am a Thirty One consultant, UBAM consultant, and a Young Living distributor. Homeschooling is my family’s lifestyle of choice, and we wouldn’t change it for anything. Together, we are all learning to Simply Be, WILD & FREE. https://i.pinimg.com/236x/a9/90/52/a9905248ef82356c5a457504c8819920.jpg
I just absolutely love this company and the products so much variety of choices they carry. The great opportunity that they give women to going to business for themselves. I am not a consultant or representative, but I met a wonderful couple of ladies at a friends house and purchased two items. The quality is immeasurable and I love that they even monogram. I've been anxious to get my items, but it seems to take a few weeks. I will say they don't charge your credit card until the items have been shipped. And I love my free gift, I received when I placed an order over $30. I found the price is very reasonable and will be using my tote and cute little backpack/purse for years to come!
One of our most popular items, the Large Utility Tote makes a great camping tote, sports equipment bag, picnic basket or beach/pool tote. Capable of holding heavy loads, this big tote makes the perfect storage piece or closet organizer for just about anything around the house, including toys, books, blankets, laundry, tools, seasonal clothing or shoes, holiday decorations, car care items and more. Wire support around the top allows it to keep its shape and stand up when in use, and collapse down for easy storage when not in use. https://i.pinimg.com/236x/ce/c2/69/cec269fd7028f33dafe4bbcd1da1d934.jpg

The Divide-It cash envelope system wallet is sold on Etsy for only $21.50 (at the time of this article) and comes with six blank tabbed category dividers. You can choose from a huge selection of fabric designs. This shop also sells custom labels for the dividers, spending logs that fit in the wallet, and coin and card pouches that fit inside the wallet; these are old sold separately from the wallet. https://i.pinimg.com/280x280_RS/27/9e/11/279e1184105050391f70f18500c14802.jpg


the Large Utility Tote makes a great camping tote, sports equipment bag, picnic basket or beach/pool tote. Capable of holding heavy loads, this big tote makes the perfect storage piece or closet organizer for just about anything around the house, including toys, books, blankets, laundry, tools, seasonal clothing or shoes, holiday decorations, car care items and more. Wire support around the top allows it to keep its shape and stand up when in use, and collapse down for easy storage when not in use. Key features: Polyester Wire support to hold shape Grommets for Pocket-A-Tote attachment Top-A-Tote can be added to keep items secure Collapsible for easy storage Monogramming and personalization options available Approx. 11.75"H x 21.5"L x 10"D https://i.pinimg.com/originals/c1/c3/67/c1c3676f7acb451ee038827c9af2bc84.jpg

We currently have 2 Deluxe Utility Totes, one hangs out in our trunk for grocery shopping purposes and the second is for storing toys in our homeschool area. My boys are older, 11 & 13, however they still enjoy some of those simple little pleasures of being a kid. For them, that means cars. With the cars, also comes tracks and accessories. My boys can put the tote directly on their shoulder and carry it to the area of the house they want to set up in. While this tote is very large, it’s not too heavy or bulky for them to maneuver around on their own. Love this usage! https://i.pinimg.com/236x/7d/60/e2/7d60e2c64911851580acb07eb6a0ec7c--thirty-one-circles.jpg

For at least a month, try the basically-free method of using standard white mailing envelopes (or any of the other cheap DIY cash envelope organizers). Label each envelope with a budget category, stuff them with cash, and put them in your purse. If you stick to this system for a month or more, and find that it is helping you curb your spending and stay within budget, then invest in a special cash envelope wallet.


5. Zip-Top Organizing Utility Tote ($35)– This is my basic grab and go mom bag. I’ve used it for the gym, pool, library, and for a kiddo weekend bag. It has pockets all around the outside, zips on top, and has interior pockets too. The ZOUT is the number one teacher and nurse bag. This one is on special this month too. Spend $35 and get a ZOUT for $10. https://i.pinimg.com/236x/d5/51/fb/d551fb396e1f6e781f84b6d6b54170f0--direct-sales-julie.jpg
I came across your article today and I would like to know if you personlly have used both versions, the cheap and Thirty One? I’ve been with the company 6 years now and have to say every penny I’ve spent has been worth it. I still have the first two Large a Utility Totes I bought 6 years ago and use them. Just because it’s cheaper that doesn’t mean it is better. Thirty Ones products actually hold up pretty well. I admit like any other company we do have some problems from time to time but they are good at helping customers fix these issues. You have a 90 day warrrenty and sometimes even after that they help. https://i.pinimg.com/474x/60/5e/0e/605e0e7939dd03ca4288d8aeed1b864c--thirty-one-office-thirty-one-bags.jpg
I started using Thirty-One throughout our time in Italy.  I used the bags to keep our small apartment organized and I especially used them when we traveled. I quickly realized that a Large Utility Tote was indispensable when we traveled. I used one in the back of the van for snacks, drinks, trash bags, and food (since we exclusively stayed in Airbnb homes).  I realized that using multiple Zipper Pouches was a more efficient idea than having Ziplocs in my mom bag.
This small but sturdy tote bag still has plenty of room for all the big jobs in your life! With all the function of our popular Large Utility Tote, the Small Utility Tote is the perfect on-the-go storage solution for camping, carrying snacks to the beach or pool and more. Use it as a gym bag, toy storage, trunk storage, teacher tote or a picnic basket for your next family outing. https://i.pinimg.com/236x/82/fa/2b/82fa2b6fb8a61100fcc508f55a6fc0a6.jpg
Aubrey – I have two 31 Utility Totes, two bags from Amazon and one from Walmart. The bags from Amazon are cheaper than 31 bags but are every bit as good in terms of quality. Further, the Walmart bag cost the least but, in my opinion, is the best bag. The only downside is there aren’t many fabric choices. Also, I had another 31 bag that I bought as a work bag, it was expensive and it fell apart. I do like the 31 bags (I think the fabric is pretty) but I would rather save money. https://i.pinimg.com/originals/3b/7a/b7/3b7ab7c3892120bdb5e6f12ad9a4bd26.jpg
1. Promotional offer valid April 1-30, 2019 only. Limited quantities available at promotional price. To redeem this promotional offer, Customers may choose the Fresh Market® Thermal for $15 or the Tote-ally Thermal for $15 or a Mystery Bundle for $20 with every $35 spent. Prior to tax and shipping. No substitutions. While supplies last. Prices shown do not include personalization. Hostess Rewards not included. Customer Specials and Hostess Rewards cannot be combined.

Event planners! Looking for vendors? Many Thirty-One Gift Consultants are willing to be vendors at craft shows, vendor fairs, health and wellness events, trade shows, and other events with vendors. Vendors! Looking for events to sell and promote your products? Be sure to see our Index for Events in MD by County to find events near you – or our Index for Events in MD by Month. https://i.pinimg.com/736x/da/bb/cb/dabbcbfdefde9448b1f17c2f20be3797--thirsty-thursday-themed-parties.jpg

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