Cindy is a number-loving, money-saving expert. She pulled her own family out of debt. Now, she cuts through the nonsense and crunches numbers to find you the greatest value. When you join the Smart Family Money community, you'll get the tools you need to take control of your money. You will gain confidence in your financial future and freedom to spend your time on the things that matter most to you today. https://i.pinimg.com/originals/af/e9/05/afe905c85bdc5f18db68785400ea75a0.jpg

The Divide-It cash envelope system wallet is sold on Etsy for only $21.50 (at the time of this article) and comes with six blank tabbed category dividers. You can choose from a huge selection of fabric designs. This shop also sells custom labels for the dividers, spending logs that fit in the wallet, and coin and card pouches that fit inside the wallet; these are old sold separately from the wallet. https://i.pinimg.com/236x/bf/da/22/bfda22020a0c47324bfb13194b931f1a---party--bags.jpg?b


Boasting an eyecatching brown and cream design, this Organising Wallet from Thirty-One is created to efficiently hold your essentials, making them easily accessible and stored safely. With a canvas outer and a double compartment, your items are sure to be kept safe. The detachable shoulder strap allows this bag to be carried on the shoulder, making it a perfect evening bag. https://i.pinimg.com/236x/1a/07/83/1a078341bdb906591f8cedc7cd72dd49--pure-romance-october.jpg
Hands-down the Savvycents wallet is one of the most recommended and highly praised cash envelope system wallets. This zippered wallet has an accordion folder with five dividers. It comes with pre-printed and blank labels to customize your envelope categories. It’s very affordable (at the time of this article it’s ~$30), durable,  and comes in seven different colors/designs.
Every woman needs at least one bag that she can depend on: a sturdy, fashionable, useful purse to carry all her essentials wherever she may need to go. Thirty One, a company started to help women own and build their own businesses, offers a wide variety of purses, tote bags, and accessory purses, along with wallets and other key accessories. Varying in size from beach totes and bucket-sized to smaller night-on-the-town models, there is a purse to suit every shopper’s personality and wardrobe. Thirty One bags come in many different styles and designs; for example, you can pick out a simple coin purse, a wristlet with room for money, cards, and a phone, organizing cosmetic bags, eyeglasses bags, jewelry bags, and more. Even picking out a simple Thirty One wallet offers the shopper choices in pattern, size, and design. To find Thirty One bags that offer the most functionality to the user, look on eBay to find new, used, and refurbished products. https://i.pinimg.com/236x/1c/3b/e8/1c3be86721ec47dd835523dfa8feff83--lia-sophia-jewelry-sets.jpg
Ladies, if you like bold patterns and bright colors, you may have a Thirty One wallet in your purse. These fashionable wallets are perfect for the woman who has a lot to do and needs plenty of space to store things. The organizing wallet has plenty of pockets for your credit cards, money, receipts, a pen and more. All the pockets zip to close, and you have the option to use it as a wristlet. If you need a coin purse because you?re tired of fishing around in the bottom of your purse, Thirty One has adorable pinch coin purses to hold all of your loose change. You even have the option of what material you want for your Thirty One wallet. You can choose a hard case made of sturdy plastic that has a magnetic closure. The soft wallets that you can find on eBay are made of cotton or canvas. All the wallets have personality and all sorts of fun designs. With so many designs, you may have a hard time choosing which on is your favorite. https://i.pinimg.com/236x/90/09/d0/9009d04c20d6023f666933cd21ed19e8--party-younique.jpg
I tested the rfid with my work badge, and it couldn't be read so the rfid works. It holds a good amount of cards, the construction is good enough for me and I've had it for a few months, dropping it quite a few times and it's still in tact. Only negative is that if you drop it, everything falls out. So I opted for a zippered case for work (rfid doesn't work but I'm not concerned about being scanned there, so no biggie) because I'm in and out of my pockets all day and have a lot of drops. I now use this case only when i go out or travel, it's very convenient and i don't have to worry about dropping it all the time. https://i.pinimg.com/236x/14/ff/58/14ff58589d56c09abe730b6de032129b--younique-party-games-younique-presenter.jpg?b

Hands-down the Savvycents wallet is one of the most recommended and highly praised cash envelope system wallets. This zippered wallet has an accordion folder with five dividers. It comes with pre-printed and blank labels to customize your envelope categories. It’s very affordable (at the time of this article it’s ~$30), durable,  and comes in seven different colors/designs.
I just had a party with Monica Nickerson in West Allis, WI. She was the nicest, quickest to respond ...and most helpful women ever! She brought so many fun things to the show and was interested in what we needed. The show was perfect getting us ready for the holidays. I received the order and everything was beautiful! I’ll definitely be hosting again with Monica, she’s delightful and the products are amazing! See More https://i.pinimg.com/236x/61/e7/30/61e7307217d8e546b5630aaace68a28b.jpg
Meet Mom Does Reviews' owner and creator- Pam! Pam is a Wife, Mom, Blogger-Addict, Animal-lover, MRI tech living on her happy homestead in New Hampshire with her son and hubby, 2 dogs, 2 cats, plethora of poultry 3 bearded dragons and a Tortoise named Speedo. Pam loves to spend time with her boys, eat chocolate and drink coffee. Pam loves all things Marvel and Disney - as you can see from all the movie posts! https://i.pinimg.com/236x/24/41/f9/2441f9f0fd8a8a4eed34945ed5c95995--christening-dessert-table-christening-decorations.jpg

The month of May is always such a busy (but amazing) time of year. Mother’s Day rolls around, graduation ceremonies are taking place, school lets out for summer vacation, and for my personal family, we’re celebrating a birthday AND an anniversary all in the same month! Though our schedules can get a little hectic this month, it’s all gravy! I know that summer is well on it’s way, and that means we can finally pack up the car and head down to the surf and the sand for a little rest and relaxation before the newest member of the family gets here in early August! https://i.pinimg.com/236x/1b/d1/01/1bd1014200f4cb0f114611b63c65ed5a.jpg
After an impromptu trip to the farmer's market, you are left trying to carry all of your purchases without dropping or losing something. A Thirty-One Large Utility Tote is roomy enough to carry all of your goods, and it easily collapses after you are through using it. It is an open-top bag, allowing you to fit items that are bulky or non-traditionally sized. A lid is available for the tote if you need to turn it into a closed bag. It has a metal frame so that it can support your heavy items without sagging. If you like a zip-top bag, the Thirty-One Large Organizing Utility Tote is available as a zip-top bag and an open-top bag. This product measures 10.25 inches in height, 15.5 inches in width, and 6.5 inches in length, while the Large Utility Tote is 11.75 inches high, 21.5 inches wide, and 10 inches long. The reliable sellers on eBay offer these products in different patterns so that you can find a tote that you enjoy carrying. A Thirty-One Large Camo Utility Tote is perfect for both men and women who prefer an outdoorsy look. With a Thirty-One Large Utility Tote, you can always have a bag available the next time you need an extra set of hands.
When I found out the Deluxe Utility Tote held the Fold N’ File,as well as the Picnic Thermal, I had to have one and knew exactly what I was going to use it for. Are you ready for this? GROCERIES. Yes! If you shop at a “no bag” natural food store, like we do. A large, durable, yet stylish shopping bag is definitely in order! I can’t even get over how much this thing holds, it’s so incredible! Typically I can do a fairly large shopping trip with all my groceries fitting in my Deluxe Utility Tote, combined with the use of a Fresh Market Thermal bag for perishables. https://i.pinimg.com/280x280_RS/a8/06/ea/a806ea80fb2720586c2e59de174e8f7e.jpg
June has a fabulous special–for every $35 you spend on Thirty-One products you can get a Large Utility Tote for $10!  That’s a great deal.  In fact, at that rate you may just want to stock up on several Thirty-One Products like one of their cute purses or thermal bags, perfect for summer.  And then you will also have a Large Utility Tote for those car games, homeschool co-op books, gym gear, beach items and more.  Have fun breezing through summer with Thirty-One! https://i.pinimg.com/originals/6a/42/32/6a42326e46dbf69bceb79d905c18141b.jpg
Related:thirty one organizing utility totethirty one large utility totethirty one utility tote mediumthirty one utility tote zip topthirty one deluxe utility totethirty one essential totethirty one organizing totethirty one zip top organizing utility totethirty one zip utility totethirty one small utility totelarge utility totethirty one small tote
One of our most popular items, the Large Utility Tote makes a great camping tote, sports equipment bag, picnic basket or beach/pool tote. Capable of holding heavy loads, this big tote makes the perfect storage piece or closet organizer for just about anything around the house, including toys, books, blankets, laundry, tools, seasonal clothing or shoes, holiday decorations, car care items and more. Wire support around the top allows it to keep its shape and stand up when in use, and collapse down for easy storage when not in use. https://i.pinimg.com/236x/d8/de/83/d8de83ffe662c80221c5b51a18c9661f--dance-recital-costumes-thirty-one-gifts.jpg
I just received my purse today and am so pleased! It just wanted. It has met my expectations and more! My old purse is the black one; the new purse is the brown one. The new one is much better. It hold my iPhone 8 Plus easily and has more space for cards and such. Plus, I like that it holds a pen (I am always scrambling for a pen) and a passport, checkbook, money or whatever extra little items you have. I give an A++
The Large Utility Bag is made of durable canvas, comes in a host of fun prints, and as the website states “holds a lot” of stuff.  It’s perfect for those summer vacations and backseat floorboard needs as the dimensions are 11.75″ H x 21.5″ W x 10″ D.  In fact, we are going to be using it to store all the girls toys and activities on our trip next month.  Yes, even her travel notebook will fit in there with plenty of room. https://i.pinimg.com/236x/b8/a0/f6/b8a0f6698ef242cb1f1681bcc27b1667--initials-inc-organizing.jpg
Event planners! Looking for vendors? Many Thirty-One Gift Consultants are willing to be vendors at craft shows, vendor fairs, health and wellness events, trade shows, and other events with vendors. Vendors! Looking for events to sell and promote your products? Be sure to see our Index for Events in MD by County to find events near you – or our Index for Events in MD by Month. https://i.pinimg.com/736x/62/47/70/624770eb4b1d6326c56ac2bd7135c90b--nature-inspired-a-color.jpg?b

5. Zip-Top Organizing Utility Tote ($35)– This is my basic grab and go mom bag. I’ve used it for the gym, pool, library, and for a kiddo weekend bag. It has pockets all around the outside, zips on top, and has interior pockets too. The ZOUT is the number one teacher and nurse bag. This one is on special this month too. Spend $35 and get a ZOUT for $10.

1. Promotional offer valid April 1-30, 2019 only. Limited quantities available at promotional price. To redeem this promotional offer, Customers may choose the Fresh Market® Thermal for $15 or the Tote-ally Thermal for $15 or a Mystery Bundle for $20 with every $35 spent. Prior to tax and shipping. No substitutions. While supplies last. Prices shown do not include personalization. Hostess Rewards not included. Customer Specials and Hostess Rewards cannot be combined. https://i.pinimg.com/236x/b1/93/81/b19381195d9cd6c740b226f729bde8cb--before-after-parties.jpg

I noticed in the catalog that you could fit files in the zipper pouch (it was a lot bigger than the pencil pouch I was picturing), this made me rethink my current “office in a bag” for finances. I placed three files in the zipper pouch: “To File”, “To Handle”, and “Stamps and Envelopes”, then I placed my check book, my budget notebook and my extended budget (which is in a cardboard file) inside the pouch. I am so excited about this set up! It reduced weight and bulk and secures the files while letting them remain upright. It's a huge benefit to me to have all of our budgeting tools with me at all times. I can pay bills, track purchases and adjust the budget in little breaks throughout the day omitting the need for a set time, that I sit down and balance the budget. https://i.pinimg.com/236x/0b/3a/5d/0b3a5d8a179c04d27bff553af1466431--smoky-eye-makeup-cool-makeup.jpg


It was my first-ever Thirty-One Box!  What was even more exciting was opening up to find out what was inside because I HAD NO IDEA!  It was a surprise sent to me by Destiny Narloch as she wanted to share with me a product that she thought would be a great giveaway for you—my readers!  So now, are you not as excited to see what is inside too?!  I mean, I’ve always heard that Thirty-One products are amazing and their story (modeled after the Proverbs 31 woman) inspiring, but I’ve never had the opportunity to own one of their products before.  Needless to say this was a real treat! https://i.pinimg.com/originals/f3/2b/a5/f32ba5ef7fd80d78485012bb4f501ec0.jpg
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I started using Thirty-One throughout our time in Italy.  I used the bags to keep our small apartment organized and I especially used them when we traveled. I quickly realized that a Large Utility Tote was indispensable when we traveled. I used one in the back of the van for snacks, drinks, trash bags, and food (since we exclusively stayed in Airbnb homes).  I realized that using multiple Zipper Pouches was a more efficient idea than having Ziplocs in my mom bag. https://i.pinimg.com/originals/b4/6b/23/b46b23984f915d6d55624f99ced0836c.jpg
I tested the rfid with my work badge, and it couldn't be read so the rfid works. It holds a good amount of cards, the construction is good enough for me and I've had it for a few months, dropping it quite a few times and it's still in tact. Only negative is that if you drop it, everything falls out. So I opted for a zippered case for work (rfid doesn't work but I'm not concerned about being scanned there, so no biggie) because I'm in and out of my pockets all day and have a lot of drops. I now use this case only when i go out or travel, it's very convenient and i don't have to worry about dropping it all the time.
I came across your article today and I would like to know if you personlly have used both versions, the cheap and Thirty One? I’ve been with the company 6 years now and have to say every penny I’ve spent has been worth it. I still have the first two Large a Utility Totes I bought 6 years ago and use them. Just because it’s cheaper that doesn’t mean it is better. Thirty Ones products actually hold up pretty well. I admit like any other company we do have some problems from time to time but they are good at helping customers fix these issues. You have a 90 day warrrenty and sometimes even after that they help. https://i.pinimg.com/474x/7f/59/bb/7f59bb9fc1ec1591030444cf1a9f1d8b.jpg

She looks for wool and flax, and works with willing hands. She is like ships that trade.  She brings her food from far away. She rises while it is still night and makes food for all those in her house. She gives work for the young women to do. She gives careful thought to a field and buys it. She plants grape-vines from what she has earned.  Proverbs 31:13-16 https://i.pinimg.com/236x/53/44/2e/53442e5c43e225164ce2818de4256723--wallet-shop-my-wallet.jpg?b

6. Swap-It Pocket ($25)– Right now this one is in my Retro Metro being used as it was designed to be used …I have all of my pens, makeup, notebooks, etc inside. Then I just move the entire thing to a new bag instead of having to dump out all of my crap. In the past though I’ve used it for planner supplies (see below). It’s a great size for personal sized planners and TNs with supplies. https://i.pinimg.com/236x/3c/d1/b5/3cd1b517c16cff06dd9222679d0f8884.jpg
This thirty-one bag is perfect for a teacher bag! I wasn't sure how I was going to like the open top not having a zipper. I love it! It's extremely handy and has plenty of pockets and room. The side mesh pockets are a great size for any water bottle and a travel coffee mug! My laptop is easy to put in and take out along with my binder. I even throw my purse in it so that I only have one bag to carry to work. It has ample room inside and out. I couldn't be happier with the color and this purchase! Great quality bag! https://i.pinimg.com/236x/25/72/4b/25724b56dff26df96ac110767b8a7d26.jpg
It was my first-ever Thirty-One Box!  What was even more exciting was opening up to find out what was inside because I HAD NO IDEA!  It was a surprise sent to me by Destiny Narloch as she wanted to share with me a product that she thought would be a great giveaway for you—my readers!  So now, are you not as excited to see what is inside too?!  I mean, I’ve always heard that Thirty-One products are amazing and their story (modeled after the Proverbs 31 woman) inspiring, but I’ve never had the opportunity to own one of their products before.  Needless to say this was a real treat! https://i.pinimg.com/236x/51/17/5b/51175bb0c733b46f3f4046415b296d2b.jpg
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