Hands-down the Savvycents wallet is one of the most recommended and highly praised cash envelope system wallets. This zippered wallet has an accordion folder with five dividers. It comes with pre-printed and blank labels to customize your envelope categories. It’s very affordable (at the time of this article it’s ~$30), durable,  and comes in seven different colors/designs. https://i.pinimg.com/originals/1e/74/32/1e74328b29929e1aa78a9d51a66cb8ab.jpg
The Divide-It cash envelope system wallet is sold on Etsy for only $21.50 (at the time of this article) and comes with six blank tabbed category dividers. You can choose from a huge selection of fabric designs. This shop also sells custom labels for the dividers, spending logs that fit in the wallet, and coin and card pouches that fit inside the wallet; these are old sold separately from the wallet. https://i.pinimg.com/236x/bf/da/22/bfda22020a0c47324bfb13194b931f1a---party--bags.jpg?b

This custom cash envelope wallet was made by a fellow Dave Ramsey fan. You can by this wallet for $50 on Etsy and it comes with 6 zippered fabric envelopes each with a vinyl tab to stick your category label. If you want different budget categories, the shop owner will create customized stickers for you. The shop is filled with different styles and fabrics (including a Mickey Mouse themed cash envelope wallet!). https://i.pinimg.com/236x/b3/ef/11/b3ef11d2d7ea0e6f7cd4d869c0405108--my-thirty-one-thirty-one-gifts.jpg
I actually use this tote as a diaper bag, I have two children in diapers and it really works great for that. Aside from the way I use it, I think it's an over all great bag. A few issues: the elastic pockets on the sides seem to have lost their tension already, I don't put anything large or heavy in them to cause this, also the pocket in the back.. Wish it was larger, I don't really see the point of the zipper in the bottom of the pocket. The only other issue I have is the straps, wish they had some sort of padding on them, they tend to be a little hard on your hands if you're carrying anything heavy. https://i.pinimg.com/236x/5c/99/27/5c9927f0e5981c8cc8ff443322b87950--baby-girl-rooms-my-baby-girl.jpg

5. Zip-Top Organizing Utility Tote ($35)– This is my basic grab and go mom bag. I’ve used it for the gym, pool, library, and for a kiddo weekend bag. It has pockets all around the outside, zips on top, and has interior pockets too. The ZOUT is the number one teacher and nurse bag. This one is on special this month too. Spend $35 and get a ZOUT for $10. https://i.pinimg.com/236x/01/a1/12/01a112bc9547360c9d4d61763db4c638--quirky-wedding-our-wedding.jpg
Hands-down the Savvycents wallet is one of the most recommended and highly praised cash envelope system wallets. This zippered wallet has an accordion folder with five dividers. It comes with pre-printed and blank labels to customize your envelope categories. It’s very affordable (at the time of this article it’s ~$30), durable,  and comes in seven different colors/designs.
I just had a party with Monica Nickerson in West Allis, WI. She was the nicest, quickest to respond ...and most helpful women ever! She brought so many fun things to the show and was interested in what we needed. The show was perfect getting us ready for the holidays. I received the order and everything was beautiful! I’ll definitely be hosting again with Monica, she’s delightful and the products are amazing! See More https://i.pinimg.com/236x/48/9f/da/489fdaaa1ef6cb680259f71020795b4d--direct-sales-.jpg

I’m completely in love with mine! I haven’t given birth yet (4 more weeks!), so I’m not an expert on diaper bags but it seems like it would work better than the gerber diaper bag that I bought. The only think that the actual diaper bag has on it is the insulated section to keep bottles cool. My plan is to go with the gerber bag for a few weeks and if I don’t love it, switch them out. If you end up using it as a diaper bag, let me know how it works for you!

I just absolutely love this company and the products so much variety of choices they carry. The great opportunity that they give women to going to business for themselves. I am not a consultant or representative, but I met a wonderful couple of ladies at a friends house and purchased two items. The quality is immeasurable and I love that they even monogram. I've been anxious to get my items, but it seems to take a few weeks. I will say they don't charge your credit card until the items have been shipped. And I love my free gift, I received when I placed an order over $30. I found the price is very reasonable and will be using my tote and cute little backpack/purse for years to come! https://i.pinimg.com/236x/1c/7e/8f/1c7e8f16a8aa624449dc8fba57f89eaf---gifts-thirty-one-gifts.jpg?b
For at least a month, try the basically-free method of using standard white mailing envelopes (or any of the other cheap DIY cash envelope organizers). Label each envelope with a budget category, stuff them with cash, and put them in your purse. If you stick to this system for a month or more, and find that it is helping you curb your spending and stay within budget, then invest in a special cash envelope wallet.

After an impromptu trip to the farmer's market, you are left trying to carry all of your purchases without dropping or losing something. A Thirty-One Large Utility Tote is roomy enough to carry all of your goods, and it easily collapses after you are through using it. It is an open-top bag, allowing you to fit items that are bulky or non-traditionally sized. A lid is available for the tote if you need to turn it into a closed bag. It has a metal frame so that it can support your heavy items without sagging. If you like a zip-top bag, the Thirty-One Large Organizing Utility Tote is available as a zip-top bag and an open-top bag. This product measures 10.25 inches in height, 15.5 inches in width, and 6.5 inches in length, while the Large Utility Tote is 11.75 inches high, 21.5 inches wide, and 10 inches long. The reliable sellers on eBay offer these products in different patterns so that you can find a tote that you enjoy carrying. A Thirty-One Large Camo Utility Tote is perfect for both men and women who prefer an outdoorsy look. With a Thirty-One Large Utility Tote, you can always have a bag available the next time you need an extra set of hands. https://i.pinimg.com/originals/89/f2/87/89f287fc1f351d707802f3ba671430a0.jpg

Along the way I started thinking I like this stuff and I want to get a bunch of it for free. And the rest is history. I now have a double hope chest JAMMED FULL of Thirty-One. It’s kind of ridiculous. AND I LOVE IT. Jimmy loves it too. He became a convert the minute he realized how much easier this stuff made our lives. We are both massive organization nerds. https://i.pinimg.com/originals/33/a8/e8/33a8e8a541c424db3dd642d00c61bb45.jpg

I originally needed two pairs of work pants. I love cargos since they are loose but fitting, comfy, and have lots of.pockets without the extra added weight. I bought two at Wal-Mart and instantly loved them. Then bought a pair on amazon for about the same price. If you want a pair to wear casually, go for it. They look better than anything old navy has to offer. They are cheaper in price but better in quality as well. Only disappointment is the limited colors. I wanted to buy two pair in navy. One for work one for casual wear.
The month of May is always such a busy (but amazing) time of year. Mother’s Day rolls around, graduation ceremonies are taking place, school lets out for summer vacation, and for my personal family, we’re celebrating a birthday AND an anniversary all in the same month! Though our schedules can get a little hectic this month, it’s all gravy! I know that summer is well on it’s way, and that means we can finally pack up the car and head down to the surf and the sand for a little rest and relaxation before the newest member of the family gets here in early August! https://i.pinimg.com/236x/a1/8f/63/a18f6395bb7596d631a849080a7204f0--crochet-trim-off-shoulders.jpg

This small but sturdy tote bag still has plenty of room for all the big jobs in your life! With all the function of our popular Large Utility Tote, the Small Utility Tote is the perfect on-the-go storage solution for camping, carrying snacks to the beach or pool and more. Use it as a gym bag, toy storage, trunk storage, teacher tote or a picnic basket for your next family outing. https://i.pinimg.com/originals/7e/c6/c5/7ec6c5870281eaac85e3d8fc11b862ff.jpg


One of our most popular items, the Large Utility Tote makes a great camping tote, sports equipment bag, picnic basket or beach/pool tote. Capable of holding heavy loads, this big tote makes the perfect storage piece or closet organizer for just about anything around the house, including toys, books, blankets, laundry, tools, seasonal clothing or shoes, holiday decorations, car care items and more. Wire support around the top allows it to keep its shape and stand up when in use, and collapse down for easy storage when not in use. https://i.pinimg.com/originals/cf/b7/c7/cfb7c79163ca1445d8d3488cba03d017.jpg
I am SO glad I found your site! I like Thirty -One and have purchased a couple items from them. Although I like the items they do seem a bit flimsy for the very expensive price you pay. Also, I was never impressed with the way my shipments would arrive….the boxes would always look like they have been kicked around a warehouse a few times! I was actually even considering becoming a consultant for this company but as I said I’m so thankful to have found your page. I absolutely LOVE Amazon, it is my go to and I am going to check out some of the totes, bags, etc there. THANK YOU!!!
The month of May is always such a busy (but amazing) time of year. Mother’s Day rolls around, graduation ceremonies are taking place, school lets out for summer vacation, and for my personal family, we’re celebrating a birthday AND an anniversary all in the same month! Though our schedules can get a little hectic this month, it’s all gravy! I know that summer is well on it’s way, and that means we can finally pack up the car and head down to the surf and the sand for a little rest and relaxation before the newest member of the family gets here in early August! https://i.pinimg.com/236x/3a/0e/4d/3a0e4d51ccd1114c225f18254b468086---gifts-thirty-one-gifts.jpg
I am a God fearing, homeschool mom of 3. I strive to provide a happy, healthy lifestyle for my children, but I am by no means an expert on anything. I simply just want to share my journey. I enjoy coffee, wine, journaling, interior design, good books, dogs, laughter, & snuggles. I believe life should be lived to its fullest. Organization, education, & health all play a role in this thing called life, which is why I am a Thirty One consultant, UBAM consultant, and a Young Living distributor. Homeschooling is my family’s lifestyle of choice, and we wouldn’t change it for anything. Together, we are all learning to Simply Be, WILD & FREE. https://i.pinimg.com/236x/a9/90/52/a9905248ef82356c5a457504c8819920.jpg

Cindy is a number-loving, money-saving expert. She pulled her own family out of debt. Now, she cuts through the nonsense and crunches numbers to find you the greatest value. When you join the Smart Family Money community, you'll get the tools you need to take control of your money. You will gain confidence in your financial future and freedom to spend your time on the things that matter most to you today.


One of the easiest ways to stay organized is with a fantastic bag. With choices that range from totes to purses and wallets, Thirty-One bags can get absolutely every aspect of your life in order. The bags are available in a huge variety of patterns and colors, so they work with any wardrobe and any outfit. The material is also easy to clean, so you never have to worry about spills. Whether you need help keeping things in order for work or at home, there is a bag that will work. Thirty-One diaper bags have pockets that can help you separate clothes and extra diapers from formula and snacks. And when the kids are out of diapers, the bag holds up long enough that you can repurpose it for another phase of life. Thirty-One's affinity for organizational tools does not end with diaper bags and totes. Thirty-One cosmetic bags can keep your makeup and skin care in order either at home for daily use or for those weekend trips. With the large selection of Thirty-One bags on eBay, you can find both the latest designs and discontinued styles that knowledgeable sellers can still offer. https://i.pinimg.com/236x/55/42/36/5542363f9f0d52eade15ccf550bea097--vendor-table-vendor-booth.jpg
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