I just had a party with Monica Nickerson in West Allis, WI. She was the nicest, quickest to respond ...and most helpful women ever! She brought so many fun things to the show and was interested in what we needed. The show was perfect getting us ready for the holidays. I received the order and everything was beautiful! I’ll definitely be hosting again with Monica, she’s delightful and the products are amazing! See More https://i.pinimg.com/originals/57/a4/6f/57a46ff8aa539f19d6999f528bbb663c.jpg
I actually use this tote as a diaper bag, I have two children in diapers and it really works great for that. Aside from the way I use it, I think it's an over all great bag. A few issues: the elastic pockets on the sides seem to have lost their tension already, I don't put anything large or heavy in them to cause this, also the pocket in the back.. Wish it was larger, I don't really see the point of the zipper in the bottom of the pocket. The only other issue I have is the straps, wish they had some sort of padding on them, they tend to be a little hard on your hands if you're carrying anything heavy. https://i.pinimg.com/originals/8a/25/88/8a25887108ccbaabc4a2f23cf7c1f94b.jpg

Thirty-One Gifts is a direct sales company that specializes in functional and fashionable handbags, totes, lunch bags, accessories, home organizational products, and other carryall products. Many of our products can also be personalized! The company was founded by Cindy Monroe, a working mother who enjoyed shopping in boutiques but never had the time to find the items she loved with her busy schedule. She created Thirty-One Gifts as a way to bring the boutique experience home, with the added benefit of giving women the benefit of earning an income from home. The company’s mission is “to celebrate, encourage and reward women through offering quality products and an outstanding opportunity to become successful business owners.” 

This custom cash envelope wallet was made by a fellow Dave Ramsey fan. You can by this wallet for $50 on Etsy and it comes with 6 zippered fabric envelopes each with a vinyl tab to stick your category label. If you want different budget categories, the shop owner will create customized stickers for you. The shop is filled with different styles and fabrics (including a Mickey Mouse themed cash envelope wallet!).
For at least a month, try the basically-free method of using standard white mailing envelopes (or any of the other cheap DIY cash envelope organizers). Label each envelope with a budget category, stuff them with cash, and put them in your purse. If you stick to this system for a month or more, and find that it is helping you curb your spending and stay within budget, then invest in a special cash envelope wallet. https://i.pinimg.com/originals/48/d8/df/48d8df3cd6dffb76e85c27b748ce2b50.jpg
Cindy is a number-loving, money-saving expert. She pulled her own family out of debt. Now, she cuts through the nonsense and crunches numbers to find you the greatest value. When you join the Smart Family Money community, you'll get the tools you need to take control of your money. You will gain confidence in your financial future and freedom to spend your time on the things that matter most to you today.
11. My Aldi Bags–  Yes. That’s how I refer to these suckers. GAME CHANGER. I go to Aldi every week and take these and I find an immense, unnatural sense of JOY in fitting all of my groceries into these beauties. It’s like Tetris. SOOOO SATISFYING. I use the Large Utility Totes for dry goods, and the Fresh Market Thermals and Tote-ally Thermals for frozen and cold foods.
Thirty-One Gifts is a direct sales company that specializes in functional and fashionable handbags, totes, lunch bags, accessories, home organizational products, and other carryall products. Many of our products can also be personalized! The company was founded by Cindy Monroe, a working mother who enjoyed shopping in boutiques but never had the time to find the items she loved with her busy schedule. She created Thirty-One Gifts as a way to bring the boutique experience home, with the added benefit of giving women the benefit of earning an income from home. The company’s mission is “to celebrate, encourage and reward women through offering quality products and an outstanding opportunity to become successful business owners.”
I just had a party with Monica Nickerson in West Allis, WI. She was the nicest, quickest to respond ...and most helpful women ever! She brought so many fun things to the show and was interested in what we needed. The show was perfect getting us ready for the holidays. I received the order and everything was beautiful! I’ll definitely be hosting again with Monica, she’s delightful and the products are amazing! See More https://i.pinimg.com/236x/48/9f/da/489fdaaa1ef6cb680259f71020795b4d--direct-sales-.jpg
Sports gear – groceries – hauling gifts for family holiday get together a – toys – trunk organization – storing off season clothing – beach towels and swimsuits – blanket storage – large picnic tote – neighborhood garage sale shopping – quilting supplies – gift wrapping supplies – laundry basket – holiday storage – road trips – closet self storage – and more!! https://i.pinimg.com/originals/57/33/be/5733be0133afeb217986e22448e4dabf.jpg

She looks for wool and flax, and works with willing hands. She is like ships that trade.  She brings her food from far away. She rises while it is still night and makes food for all those in her house. She gives work for the young women to do. She gives careful thought to a field and buys it. She plants grape-vines from what she has earned.  Proverbs 31:13-16 https://i.pinimg.com/236x/c8/ef/72/c8ef72904a6ff42c6d2688928e6e389a.jpg
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